Problem with getting paid at work

[Veikuri]

Someone went into my job's website account and changed my direct deposit to their own so when I got paid it went to their bank account and not mine. Since it was changed online and not by the company they are saying they cannot do anything about it(bullshit). I went through a loop of talking to my bank, which they said since the money never went into my account they aren't liable for it. I tried talking to the bank it happened with(Bancorp Bank) they said they can see that its fraud and put the bank account on hold, but the person withdrew the money already so they can't simply give me money that isn't there and I would need to call the police to get a sepena(spelling). My job said I would need to contact the bank(which I did) and the bank and police told me it is a job matter and I would have to sort it out with them.


tl;dr > Someone changed my direct deposit so they would take my pay check and both the police and bank said I would have to talk to my job, yet my job keeps telling me they can't do anything.

What should I/can I do?

[Skjie]

Get a lawyer.

[Nephlite]

File a police report, grab a lawyer and get in touch with the local fraud division of the FBI or find out if your local PD has a fraud division. Cyber-crime is on the rise as the tech becomes more sophisticated. I haven't personally seen this type of attack but it's not unheard of. Might want to alert your jobs IT division and let them know there is a hole in their system somehow and allowed someone to either do this or figure out if you can track it to your own personal terminal and find out if you picked up something while browsing. Might also help to change your passwords and whatnot and start the identity theft shebang.

[Snprphnx]

what company do you work for? this seems incredibly odd. Everyone who i know who has ever set up direct deposit is required to submit a voided check, with your banks routing number and account number on it. it might actually be someone in your employers HR dept who is responsible. i would immediately stop the direct deposit, and hire a lawyer

[Omnipotent]

what company do you work for? this seems incredibly odd. Everyone who i know who has ever set up direct deposit is required to submit a voided check, with your banks routing number and account number on it. it might actually be someone in your employers HR dept who is responsible. i would immediately stop the direct deposit, and hire a lawyer

This, most every form of DD requires you to sign and fill out a paper form and give that to your Manager/HR.

[Derock]

better call saul

[Veikuri]

I work at Sears for about 2 years now and everything has been fine until ~2 weeks ago. I never had to do any void checks or anything when I first changed it and when I changed it back to the normal bank account it didn't ask for anything. I'm pretty young so I'm new to all of this, but how much would a lawyer cost? Last time I called 911 they really just brushed me off and said I would have to take it up with my job.

[Snprphnx]

yea, calling 911 is for emergencies, and you getting scammed somehow isnt an emergency. lawyers range in price. most will get you a free estimate up front, and legit ones will only charge you if your case wins. the police will more than likely not know how to act, so call the closest FBI office, and ask for their fraud/cyber crimes division.

good luck

[Altariel]

I think for many big companies including my last 3 employers all had direct deposit functionality is self-service online. No voided check, you just are responsible to go in and enter the crap yourself. At my current company your log-in information is tied to your internal company ID but if I recall on some other sites you set it up with your email address. Bottom line is make sure you have secure passwords that you're not using for other sites to set this up.

As for a lawyer, call around. Alot of places will give you a free consultation to see if they will take your case and discuss fees. Given that they are saying that law school graduates only have a 50/50 shot of getting work after they graduate now, it should pay to shop around a little.

[Altariel]

Incidentally it is good that you're dealing with a bank in the US. It is pretty damn difficult after the patriot act crap to open any sort of financial account without proving who you are which probably means it should be relatively easy to identify the criminal.

[Veikuri]

I would feel like this was more my fault if A) I gave someone my password B) I use the same password for ANY site C) I frequently go on that website to log in.


I opened up a case a few days ago with Sears through them and a HR lady opened up another case(or followed up on mine), so I'm going to see if they can resolve it internally. I talked with security at my job and they even said Sears had to pay me because it wasn't my fault. This shit just makes me want to gtfo.

Thanks for the advice everyone btw.

Edit: Has anyone heard of the bancorp bank? No one I've talked to heard of it.

[jmc]

I work at Sears for about 2 years now and everything has been fine until ~2 weeks ago. I never had to do any void checks or anything when I first changed it and when I changed it back to the normal bank account it didn't ask for anything. I'm pretty young so I'm new to all of this, but how much would a lawyer cost? Last time I called 911 they really just brushed me off and said I would have to take it up with my job.

If calling 911 was your only brush with law enforcement about the subject, then I would go into your local station ASAP to file a police report to get things rolling.

[Nephlite]

Yeah 911 is for emergencies. Call the station directly to file a report on the phone or go to the local precinct. There should be someone there to take your report in the lobby.

Most advice here is good. Seems like this might be an internal problem with your company. I would definitely hit the brakes on this and get paper checks delivered to your hands. That way you know you're getting your money at least till the investigation gets underway.

[Sevilla]

Sounds like a lot of people do not want to do their jobs. I have always hated this about some people who are working. Not willing to help. It seems you have done what you are supposed to do, but you need to place that police report, despite what lazy police says. This is the most important thing you can do and shoudl always be the first step. Make sure to record everything that happens (dates, times, people) on a ledger or something. This will help you get your story straight and as accurate as possible. People like when you add dates to events, makes it seem more believeable.