Recently I've been making full Salvage+1 sets for my jobs for no really good reason, and while I had no issues with any 45s there have been a couple 25s (random boss drops from the pool of possible boss armors) that just don't want to drop for me. 1/100 seems like REALLY bad luck and perhaps exaggeration, but it's certainly possible to have the RNG turn against you on a purely random drop from a decent sized loot pool.
At any rate, the lack of other really great stuff to spend points on makes it tempting to at least get the purely random drops or annoying 35s if you have any interest in completing the armor. One note in particular is that there are still three 35s that are impossible to get truly solo: the ones for Marduk body, Skadi legs, Usu hands. Those drop only from the 5F Poroggo Madame in Zhayolm, which can ONLY be popped by arriving on 5F with 3 or more players all with 100% pathos removed. I've tried in just the past few weeks to confirm, it can't be done solo/duo. I ended up dragging a couple friends in one day to make 3 and got lucky and got the drops I needed, but it's a hassle if you don't have 3box or people who are willing to go in with you. If you have any interest in completing the sets, points are a big time help on those pieces.