I need some advice or insight on the situation I am in.
I gave my roommate the monthly rent check like I have been the past 5 months. She comes back to me the next day saying the bank didn't accept the check and handed me back the original check. I checked and there is no reason the check would have not been accepted.
I didn't think anything of it and just wrote her a check from another bank down the block that we both use. She goes ahead and cashes that check with no issues.
A day goes by and I am looking for the original check she returned to me so I can shred it. The check is not where I remembered last leaving it. I don't think anything of it since I misplace things all the time.
I am still checking my bank account every day just in case and the next day, I see that the original (missing) check has been cashed and the funds removed from ym account. It was cashed at our works credit union as stamped on the back of check. I checked the account name against the other 5 checks and they were the same account she has been using to deposit all my checks.
This all happened last week and my check is still missing. I talked to her and she just keeps saying we need to figure out what happened and is ignoring the obvious. She did confirm that the scanned check did have her signature on the back. She then went to say I can no longer pay her with checks for rent.
Now, the only thing I can think of is someone went into my room and stole the check while I was out. Now, before I open that can of worms and make accusations, is there anything I am missing? I can't see a scenario where this could have been an accident but I wanted to make sure.
TLDR;
Roommate returns rent check saying the bank wouldn't accept it. Check went missing from my room, was cashed 2 days later and the scanned image shows it being deposited into my roommates account. Is there any possible way this could have been done by accident?