Okay so, I actually ended up getting laid off at the end of December like we thought. There was a lot of back and forth, but we're pursuing to get our jobs back by legal action. There was a case very similar to ours 15 years ago and they got their jobs back, so it established a legal precedent.
Anyway, without boring any of you with the details, I have a question or two. Now I fully intend to ask an accountant when I get my taxes done in month, but figure it can't hurt asking here.
Okay, so I've filed for unemployment this week. (I'm in NY) Can't get my first actual payment til next week. I have some unpaid credit bills I would like to get rid of. I have the sources to get rid of this by dipping into my 457k (think similar to 401k) Having the debt off my shoulders would be a massive relief, and I could just bank all the unemployment, without having any bills or anything aside from minor things. I know some people would say don't touch it because it's retirement money, but clearing this up would do so much more for me.
So here's the question. Do I report to unemployment this (roughly) $5000 lump sum to NYS Unemp? I saw on the NYS unemp. website you need to report a lump sum of pension, but this isn't pension. It was my savings that I put aside. I basically don't wanted to be fucked at the end of the year if NYS looks at my income and says "Hey you didn't report 5k, now you have to pay us back!"
Don't know if anyones been in a similar or anything, and as I said I'll ask an accountant, but looking for something temporary til then. I guess I could always call NYS as well, but getting them on the phone is like pulling teeth.