Just ditched progressive for State Farm. Manager hooked me up with his agent (and no it's not Jake sadly). Ten dollars more a month then Progressive but I get renters insurance and my coverage went from 25/50 to 50/100. Plus I can have it billed to my credit card monthly instead of my checking account so I'll get an extra disney dollar a month on my disney visa without paying any interest on it. So yea leave progressive, win. better coverage, win. more disney dollars a month, win.