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  1. #28061
    Tekki's Bitch
    Sweaty Dick Punching Enthusiast

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    Mar 2006
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    8,696
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    8

    I still have never had a credit card and have 0 credit.

  2. #28062

    Sweaty Dick Punching Enthusiast

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    you've had your mother's credit card does that count

  3. #28063

    Sweaty Dick Punching Enthusiast

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    also Miller's Crossing gets nooo loveee from homooo thuuugs

  4. #28064
    Tekki's Bitch
    Sweaty Dick Punching Enthusiast

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    she doesn't use credit cards either!

  5. #28065
    Tekki's Bitch
    Sweaty Dick Punching Enthusiast

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    Mar 2006
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    shouldn't parents open a credit card in their child's name and build them credit when they are young to game the system

  6. #28066
    HABS SUCK!!!!!
    Sepukku is my Hero
    Therrien's Cum Dumpster

    Join Date
    Mar 2005
    Posts
    37,942
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    FFXI Server
    Gilgamesh

    Quote Originally Posted by archibaldcrane View Post
    People not getting 2% back on all their purchases with a CC in 2020 smh
    Do you expect these people to pay off their shit within the 21 day interest free period?

  7. #28067
    You wouldn't know that though because you've demonstrably never picked up a book nor educated yourself on the matter. Let me guess, overweight housewife?
    Join Date
    Mar 2006
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    22,966
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    FFXIV Character
    Allyra Arianos
    FFXIV Server
    Sargatanas
    WoW Realm
    Windrunner

    These sonofabitches Trumpers are trying to take the Betsy Ross flag as their own. Get ‘em.

  8. #28068
    Member since 2006 and still can't think of a title.
    Join Date
    Oct 2006
    Posts
    25,390
    BG Level
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    FFXIV Character
    Acanis Lindri
    FFXIV Server
    Midgardsormr
    FFXI Server
    Bismarck
    WoW Realm
    Kil'jaeden

    Quote Originally Posted by Salodin View Post
    You know, I see tap on a lot of readers, but I've never seen that on any of my cards. There's also cell phone tap shit but lol no thank you to that.

    Love having cash for restaurants, my god that's a game changer. Also always having cash to cop from the dealer is nice, and better than zelleing it. Often a lot of farmers markets, or small business doing an event somewhere, will have rounded off prices so having cash is wayyy easier than pulling out your card and using whatever accessory they have connected to their phone.

    Honestly now that I think about it, I've gotten all this cash without visiting the bank either. I did one initial visit for a few hundred, but then between the casino and occasional cash back, I haven't needed to stop at a bank to resupply for months at this point. Fuck yeah I'm still pro cash fuck the haters lol

    Sent from my SM-G975U using Tapatalk
    Google pay is like the greatest thing ever. Only my newest cards I've had re-issued have the NFC chip in them. I'm even seeing gas station pumps now with the tap plate as well.

  9. #28069
    I'll change yer fuckin rate you derivative piece of shit
    Join Date
    Sep 2006
    Posts
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    Quote Originally Posted by NynJa View Post
    Do you expect these people to pay off their shit within the 21 day interest free period?
    Stuff they were otherwise going to pay cash for...yes

  10. #28070
    IMPERIAL CONCUBINE OF ME
    Coolest Monkey In The Jungle

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    Sep 2007
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    i do not have that same faith

  11. #28071
    I'll change yer fuckin rate you derivative piece of shit
    Join Date
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  12. #28072
    IMPERIAL CONCUBINE OF ME
    Coolest Monkey In The Jungle

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    hey i have no debt and been paying off my CC in full every month, is that hurting my credit or keeping it from improving? my wifes credit is better than mine and that's bullshit

  13. #28073
    I'll change yer fuckin rate you derivative piece of shit
    Join Date
    Sep 2006
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    My credit rules and I've never carried a cc balance

  14. #28074
    IMPERIAL CONCUBINE OF ME
    Coolest Monkey In The Jungle

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    i literally have no idea how your credit score is determined, mines 750 per WF website i feel like thats pretty good, lets buy something

  15. #28075
    Caesar Salad
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    Nov 2009
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    I think that actually hurts/doesn't make better your credit actually. I think if you want to actually get high numbers, you need to take on debt and then pay it off, not just pay off everything at the end of the month like a monthly invoice.

    But I could be wrong

    Sent from my SM-G975U using Tapatalk

  16. #28076
    Caesar Salad
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    Nov 2009
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    Quote Originally Posted by archibaldcrane View Post
    My credit rules and I've never carried a cc balance
    My guy you got houses

    Sent from my SM-G975U using Tapatalk

  17. #28077
    Caesar Salad
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    Nov 2009
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    Quote Originally Posted by Day View Post
    i literally have no idea how your credit score is determined, mines 750 per WF website i feel like thats pretty good, lets buy something
    750 is great wtf you talking about lol

    Sent from my SM-G975U using Tapatalk

  18. #28078
    I'll change yer fuckin rate you derivative piece of shit
    Join Date
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    Quote Originally Posted by Salodin View Post
    My guy you got houses

    Sent from my SM-G975U using Tapatalk
    How do you think I got houses?

  19. #28079
    Caesar Salad
    Join Date
    Nov 2009
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    Below 650 is like, work on your shit. Below 600 or 550 is you have some adverse shit keeping you down. Below 500 is you got terrible shit just hide and be poor until shit falls off your record



    Sent from my SM-G975U using Tapatalk

  20. #28080
    IMPERIAL CONCUBINE OF ME
    Coolest Monkey In The Jungle

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    i paid off a lot of previous CC/Tax/Car debt, idk i was just wondering about the balance thing, hers is higher than that and i'm like wtf she still has one small student loan left i think thats the main diff