Yeah bollocks to going into debt for a ridiculously priced ring. I didn't want some stupid fucking bling bling engagement ring because I'd be too fucking scared to wear it! If you're worried about being someone who might damage a ring and that's why you're looking at tungsten - worth just looking into insurance instead - I got my engagement ring insured, and did have to call it in when my hand got jammed between a cooker and a wall while moving furniture into our new house.
My wedding band was relatively cheap - didn't like any of the expensive ones!
XI Wiki


