Cheap retail store glasses

[Shiroikage]

Doesn't your student union give you some sort of health insurance?

[Isiolia]

What he needs isn't typically covered much by insurance though, is it? It'd be considered "routine" care, which my provider (Anthem) doesn't actually cover under their general plan (other eye problems are). They do offer an optional vision and hearing buy-up, but the vision portion essentially boils down to a savings plan as you can only get money towards glasses every couple years.

That said, most places are pretty reasonable as a result. The optometrist partnered with the Vision Center at my local Wal Mart is like $67 for an exam. I think if I had the Anthem vision coverage, it'd be a $40 co-pay instead (woo).

[Moss]

Sit up front in the class sonny

[Ksandra]

I used to have vision insurance that was like a $5 copay and gave 1 free exam a year and up to $200 in materials (ie. glasses, contacts, etc.) every 2 years. It was only $9 a month but that was through my company. (EyeMed was the provider)

Was trying to find some rates for you CS, but it seems EyeMed only does through companies, as well as Aflac. Blue Cross is expensive too. :/

I would go see if the school offers anything to students though.

[aurik]

Generally, by the time you need to make a claim, you are too late to go get insurance.

[Ksandra]

Generally, by the time you need to make a claim, you are too late to go get insurance.

I don't think that applies to eye care

[Melena]

Since when is that a disqualification? See soldiers with glasses all the time.

There's some kind of goodwill program for getting glasses, my mom would always donate our old frames to....someplace. Those are frames though, and granted the lenses went with them but idk if the people that take them keep the lenses or if they just provide the frames.

If you could find out how that program works in your area you might be able to try on old donated pairs with lenses still in them and see if any of them work for you, if you absolutely can't afford an eye exam it's worth a shot I guess. If you do manage to find a pair that works for what you need them for (distance) just be wary of how often you wear them because like others have said they can be bad if you struggle focusing on other things. I'm near sighted as well and a bit vain about my glasses so I only wear them in public when I need to, the rest of the time they're on my collar, wearing them in that capacity should be safe enough as far as making your eyes worse I guess.

Has to be correctable, was a joke at the fact he can't afford glasses to fix his vision. This is Cream Soda were discussing here.

[fantasticdan]

Are you ineligible for medicaid?

[ZarakiKujata]

Too lazy to read if anybody else brought this up, but glasses like that in stores are always reading glasses for old people, you're out of luck son. Maybe try one of those charities that collects old glasses for African ppl.

[aurik]

I don't think that applies to eye care

The purpose of insurance is to spread the cost of a rare but costly thing over time / people. If you only go get insurance when that costly thing happens to you, it's not insurance, it's a subsidy.

Think about it.

[ZarakiKujata]

Also w/ this revelation, your recent bike accident b/c you didn't see the car becomes that much funnier.

[Ksandra]

The purpose of insurance is to spread the cost of a rare but costly thing over time / people. If you only go get insurance when that costly thing happens to you, it's not insurance, it's a subsidy.

Think about it.

the difference is that most people develop poor eyes when they are very young, and I don't think it's within the insurance companies best interest to only go with people that don't have pre-existing conditions (when it comes to eye care). This is why most eye care providers are health care providers. They don't make the bunch of their money off of the eye part, but the health. It's like how some banks give free checking accounts, because they know they'll get the money from the customers elsewhere.


Honestly, I'm 99% positive that's the case as at one point I was unemployed and signed up for eye insurance because my type of contacts are expensive as fuck. There was no issue signing me up even though I've been near sighted since I was like in 3rd grade. (different company too from my previous employer.)


[edit] Also to point out the overhead for insurance companies are very low. vision insurance is basically limited to eye exams/glasses/contacts. ( average maybe $250 every few years). Any surgery/issues involving the eye are actually classified under medical not vision. Some plans now include lasik but their monthly is a LOT more expensive because of it.

[Silenka]

Doesn't help much with the actual prescription but glasses are cheap.as.FUCK here http://www.zennioptical.com/
My dad buys a new pair of glasses from them every once in a while when his break (he does a lot of physical work).

[Silenka]

double post, thanks school network

[Cream Soda]

Don't you have some sort of medical coverage that deducts from eye exams and then save up money for some glasses?

I've no medical coverage, lol. Aside from my ER trip when I was 15, the last time I went to the doctor or dentist, I was in middle school

Doesn't your student union give you some sort of health insurance?

Negative

Sit up front in the class sonny

Are you ineligible for medicaid?

I'd assume so? I used to have it and don't now (like when I was in middle school, lol)
Already do

[Kerberoz]

Just go and don't pay for it. If you have no coverage, it's not likely that they can make your credit any worse.

[archibaldcrane]

I've no medical coverage, lol. Aside from my ER trip when I was 15, the last time I went to the doctor or dentist, I was in middle school

But you should see his lats, they're glorious!

Sent from my Samsung Galaxy S 4G using Tapatalk

[Cream Soda]

Just go and don't pay for it. If you have no coverage, it's not likely that they can make your credit any worse.

Hmm they don't make you pay first?

[Yugl]

I'm certain you have to pay before you receive them (Or it varies, but I know that some will make you pay first).

[Kerberoz]

They usually give you the prescription before payment. Just run away and buy 'em online from Cambodia.