Comparing jobs by budgeting.

**Chicomagiko** · 2011-05-06 00:40

Is OP asian?

**Darus Grey** · 2011-05-06 02:03

I'd definitely property shop around a lot more, even if you need to use a Realtor or other finding service to help you. At 1000/m you're not far above even from your current situation, but if you scale down to 600-800 you're significantly ahead, and that's probably entirely feasible.

If you don't own a lot of valuable stuff even consider a room-mate, basically save as much as you can well you can, you're still young and spending any money you don't need to on luxury is just wasteful.

**dejet** · 2011-05-06 09:16

You need to get that car loan down. I dont think you answered how long you have left on it?

As others said, take the job. You can live on that pay, it may take some time to get the hang of it but that pay is no joke. If there is any hope to grow its nothing to even think about. Take it, you may have to cut back for a little till you can get that car payment down.

Id trash that can and try and keep it to under 300/month or better yet just get a used car that is good on gas. I dont see do you have repair costs taken into account for your car? going to run cars into the ground at 150/day. at a 5 day work week thats close to 40,000 miles a year.

I dont no that area, but 1000 a month is that good? I only have really to go off FL/NY rent... Here I get 1200 for a one room basement lol

In FL I could get a full house for 1800/month. Sounds about right but others say otherwise?

**Ikith** · 2011-05-17 22:18

I didn't get the job.

**tyven** · 2011-05-18 11:44

it is okay. you dont want to drive aeroplane for living

**RKenshin** · 2011-05-18 16:50

Welp, not sure if this will be helpful or not lol... But I've built a few excel sheets to track just about exactly what you're describing.

Not sure if it's helpful because most people probably think this is a little over the top/not something they'd want to do lol. And I know that I probably take excel too far. <.<

Here is what a few of them do/look like (blocked out/changed some random fields, for privacy sake):

Spoiler: show

If this is something you'd want to play with and spend a bit of time on I can clear out a blank sheet for you to use and give you a basic idea of how it works. It's mostly just a simple 'enter number here' spreadsheet, and takes about a minute a day to keep up to date.

Otherwise, the picture of the expense sheet may be helpful in answering your question of 'things to consider in a monthly budget'

EDIT: Or not, just saw you didn't get the job. D:

**wop** · 2011-05-18 16:58

^what the flying fuck

**Dakana** · 2011-05-18 17:25

Originally Posted by RKenshin

tldr charts

mint.com

***Shinzon*** · 2011-05-18 17:33

Originally Posted by RKenshin

Welp, not sure if this will be helpful or not lol... But I've built a few excel sheets to track just about exactly what you're describing.

Not sure if it's helpful because most people probably think this is a little over the top/not something they'd want to do lol. And I know that I probably take excel too far. <.<

Here is what a few of them do/look like (blocked out/changed some random fields, for privacy sake):

Spoiler: show

If this is something you'd want to play with and spend a bit of time on I can clear out a blank sheet for you to use and give you a basic idea of how it works. It's mostly just a simple 'enter number here' spreadsheet, and takes about a minute a day to keep up to date.

Otherwise, the picture of the expense sheet may be helpful in answering your question of 'things to consider in a monthly budget'

EDIT: Or not, just saw you didn't get the job. D:

Man these are excellent, though I can't believe you track everything like that lol, especially the MPGs. You're the kinda guy who always has the ODO set to a trip counter dont you? lol

How long did that take to setup? I'd probably like to start doing that since I'm going to be moving to a new city for law school in a few months and that might help track and predict expenses.

**RKenshin** · 2011-05-18 17:38

Originally Posted by Dakana

mint.com

Never saw before, nice find. Don't think I'd use since I already have personal sheets made. D:

Thanks though.

Originally Posted by *Shinzon*

Man these are excellent, though I can't believe you track everything like that lol, especially the MPGs. You're the kinda guy who always has the ODO set to a trip counter dont you? lol

That excel sheet actually started with the MPG sheet, just because I was curious what my Camry was getting + figuring out the yearly cost difference between that and other cars when I was car shopping.

And nah, I have my ODO set on MPG actually lol. But my car has three trip counters... I do use one between filling up my gas tank and another for oil changes.

**archibaldcrane** · 2011-05-18 17:45

Originally Posted by wop

^what the flying fuck

It's like tracking scarf and satchel purchases, or plastic surgery appointments, but for normal stuff that people who aren't rich enough to be fucking crazy use.

**Francisco** · 2011-05-20 13:46

On the subject of saving money - if you find yourself basically pissing through each paycheck and are too lazy to budget - try direct depositing a set amount into your savings each pay period. I spent most of my 20s saving jackshit - and when I did it was for stuff like a new TV or computer.

Saved $12,000 last year alone (compared to $0 from 2002-2009) by direct depositing $150/wk, tax returns, and "extra" money sitting in my checking account after my fridge was filled and had my rent/bills all paid off. Wanted to get to ~$25,000-30,000 in the bank, but I had to adjust budgeting for surgery - which is at least paid off.

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