Home owner forecloses on Bank of America

[Cream Soda]

http://www.digtriad.com/news/waterco...ank-Of-America

Collier County, Florida -- Have you heard the one about a homeowner foreclosing on a bank?

Well, it has happened in Florida and involves a North Carolina based bank.

Instead of Bank of America foreclosing on some Florida homeowner, the homeowners had sheriff's deputies foreclose on the bank.

It started five months ago when Bank of America filed foreclosure papers on the home of a couple, who didn't owe a dime on their home.

The couple said they paid cash for the house.

The case went to court and the homeowners were able to prove they didn't owe Bank of America anything on the house. In fact, it was proven that the couple never even had a mortgage bill to pay.

A Collier County Judge agreed and after the hearing, Bank of America was ordered, by the court to pay the legal fees of the homeowners', Maurenn Nyergers and her husband.

The Judge said the bank wrongfully tried to foreclose on the Nyergers' house.

So, how did it end with bank being foreclosed on? After more than 5 months of the judge's ruling, the bank still hadn't paid the legal fees, and the homeowner's attorney did exactly what the bank tried to do to the homeowners. He seized the bank's assets.

"They've ignored our calls, ignored our letters, legally this is the next step to get my clients compensated, " attorney Todd Allen told CBS.

Sheriff's deputies, movers, and the Nyergers' attorney went to the bank and foreclosed on it. The attorney gave instructions to to remove desks, computers, copiers, filing cabinets and any cash in the teller's drawers.

After about an hour of being locked out of the bank, the bank manager handed the attorney a check for the legal fees.

"As a foreclosure defense attorney this is sweet justice" says Allen.

Allen says this is something that he sees often in court, banks making errors because they didn't investigate the foreclosure and it becomes a lengthy and expensive battle for the homeowner.

CBS News

lol @ bank of America

[Pirian]

Didn't we have a thread about this like 8+ months ago?

[Cream Soda]

iunno. Article is dated today, though. I'm sure there'd have been news about it though they went 5 months w/o being paid.

[Kuya]

Take that capitalism!

[Qalbert]

there was one about a Wells Fargo, maybe where he got the idea?
http://www.bluegartr.com/threads/102...raise-his-fees

[Seanr]

Either this has happened before in the past few months, or this is the culmination of the case reported on months ago.

[jmc]

Didn't we have a thread about this like 8+ months ago?

similar, but different situation/bank

[Seanr]

there was one about a Wells Fargo, maybe where he got the idea?
http://www.bluegartr.com/threads/102...raise-his-fees

there ya go, you'd think B.O.A. would read the news and not fuck up like wells fargo... but o well

[Sqwunk]

Reminds me of a situation we had last fall.

We had people showing up at our house for awhile taking pictures of it and telling us that it was going to be foreclosed, but my dad bought the property and built the house using cash and never took out a mortgage. Bank had the wrong address and was supposed to be going to our neighbor down the road. We didn't have any legal fee's to deal with but my dad was still pretty pissed at the bank for what they did.

[Abandon]

sweet, sweet justice.

[Ksandra]

sweet, sweet justice.

^ fuck BoA

[gt_killa]

FUCK YEA! How much was in legal fees?

[Fhqwghads]

^ fuck BoA

What K said. I wound up with them after Washington Mutual went under and the mortgage was assigned/bought by them. I tried doing a re-fi through them, figuring since they owned the loan it would be an easy process. Took 8 months before I told them to go fuck themselves. All they did was waste my time, sent me through 4 or 5 different loan officers, wasted my money with getting appraisals, etc. My credit is top notch, too, so it's not like that was ever an issue. They just suck ass.

[Devolver]

Dem silly Nyergers man.

[Lucavi]

Hilarious. Good stuff.