Gettin that gov. cheese

[SquireStrat]

how is your wife working 50 hour weeks and you only have 1700 a month between you both? maybe I misread you. and why do you have two cars? the more you say about your situation, the more it's clear that you need to seek professional help. 30 is too old for military?

That's closer to after tax. Her car is paid for. I need my car for traveling while she needs hers for getting to her 2 jobs. We've toyed with selling hers in attempts to get something more fuel efficient. She drives a 98 sable and I have an 02 Solara. Both gas hogs for V-6's. I owe too much on my car to sell it for what I owe I think. Not sure what the payoff is. 4 year loan and I'm getting to the end of the first year of it.

[archibaldcrane]

Have you applied for assistance with the link i posted yet?

[SquireStrat]

Have you applied for assistance with the link i posted yet?

I looked at it and you can get a faster response if you basically have no money in the bank and some other things I think. Otherwise they review your case. I will fully fill it out tonight.

[Celeste]

For the $1500 in benefits we received, she has to pay back $5500.

Sounds eerily familiar to what my family and I are dealing with right at this moment with social security. Fuck those money grubbing bastards.

[Pirian]

What for?

Nigga, you are so broke that you rode a bike without tires (or a seat). So broke that you take shits in your yard. I think that if anyone on this forum is qualified to give advice on living cheaply, then it is you.

[Cream Soda]

Nigga, you are so broke that you rode a bike without tires (or a seat). So broke that you take shits in your yard. I think that if anyone on this forum is qualified to give advice on living cheaply, then it is you.

lol he's asking for advice on govt assistance though, which I've been denied 4 times. As far as that is concerned, I'm the worst person to ask.

[SquireStrat]

Sounds eerily familiar to what my family and I are dealing with right at this moment with social security. Fuck those money grubbing bastards.

What's funny is it was over a 6 month period we received that money. So for like $250/month we're getting jammed for the $5500. I don't remember the exact amount, but if they determine you were committing fraud, you must pay back 4x the amount.

My wife is who brought up looking into assistance. We go to a meat market for all meat and poultry. It's cheaper and better quality. It's like we're the only one that uses cash or CC to pay there while everyone else uses EBT lol. One day there was this mammoth woman with like 4 kids who rang up almost $300 worth. Normally it wouldn't matter, but she bought crap like milk, candy bars, stuff like that where they do charge more in a store like a meat market. It was obvious she didn't care because EBT took care of it all. My wife was pissed because instead of being conservative and getting what you need she was being wasteful and overpaying for what she doesn't need while taxpayers pay it while we scrimp on so much because we do what we think is the right thing by not asking for assistance because we are able to work.

[dejet]

Call the credit card company? see if you can cut a deal with them?

[SquireStrat]

Call the credit card company? see if you can cut a deal with them?

$8k balance on one, $7k on the other, $1800 on the "affordable" one. Majority of that debt has come from me moving a lot in 2 years and as stated, we've been living off the cards. At one point, we were spending about $300 a week on gas. This went on for about 3 months while I was unemployed.

me: hi i need to work a deal on my $8k card
CC: ok what did you have in mind?
me: Well, I have $50 and some subway coupons

Sarcasm aside, that's really the truth.

[Masenko]

Does it seem ironic to anyone else that OP needs to be "financially sound" to have his job?

People who aren't "financially sound" are considered to be more of a theft/embezzlement/etc risk.

[SquireStrat]

People who aren't "financially sound" are considered to be more of a theft/embezzlement/etc risk.

Also, and this is more so with financial jobs like consulting, mortgage banking, etc, if you suck at your own life, why should you have a job telling others how to handle their money?

[Kuya]

For all of talk of how big federal welfare is, it sure does cover very little in practice.

[dejet]

For all of talk of how big federal welfare is, it sure does cover very little in practice.

it covers the people who have 5 kids(should not have them) have no job(dont want one) and for the hell of it will throw in some WIC for ya baby too.(not bashing WIC, really its one of the few things im cool with that the gov't gives away)

If you are a hard working person its not so easy lol

[Ryany]

I usually use the self-checkout lanes at the grocery I go to. Many times, the person before me does not take their receipt, and it ends up being stuck to mine. The person before me left their food stamp receipt with an $868.81 balance on it. I asked a few people about the balance and was told it was monthly.

I'll scan the receipt if people start calling BS on it.

[LinktheDeme]

Here's what you can do to save money. Go to 4chan /b/ or the 4chan request threads (do not be scared they will not hurt you). Browse for a while on /b/ and eventually a coupon thread will come up. In these threads people post coupons on getting items for free. If you pretend you are a female and post tits and slightly contribute to the thread on /b/ you will get some responses (not all will be relative). I would start hording these coupons as you can get lots and lots of very discounted food by using these "coupons". Essentially people have figured out how to make fake manufacturers coupons and if you go to a self-checkout lane at certain grocery stores (people use walmart as an example) as long as a single coupon does not discount over 5 dollars, you will not need a manager's or employee's approval. If by some chain of events an employee or manager comes and questions you about the coupons you claim that you went to one of those websites where you fill out surveys online and this was what you got after stockpiling them. From my understanding that pretty much negates all legal responsibility from you and mostly employees at locations such as walmart do not really care in the long run.


tldr; go to 4chan get coupons and use them to save money on certain food items at self checkout lanes at certain locations.

[Xantavia]

People who aren't "financially sound" are considered to be more of a theft/embezzlement/etc risk.

This is the business mindset that pisses me off so much. I have a horrible credit rating and like 50k in student loan debts. I'm not gonna steal from you. What I'm gonna do is put up with all your shit, cone in early, stay late, come in when somebody else "gets sick". I'm looking to get a consistent source of income to try making progress towards my debt.