Obamacare, Healthcare, etc.

[Dimmauk]

By the way, a family of 4 will get a partial government subsidy of their health insurance if they make less than $92,000 a year.

Nice

[archibaldcrane]

I pay $225 privately for myself and my insurance sucks, so no, $600/mo isn't too bad.

Do you and your spouse make under 92k a year? If so you'll be looking at some subsidy from papa Obama.

edit: apparently yes

[Kurokikaze]

I lucked out in that my company gets some really good rates. $25 for medical and $7 for vision/dental out of every paycheck. It's a few bucks higher per dependent but I'm single and don't claim anyone.

[zoobernut]

Currently I am paying $265 per paycheck for myself, my wife, and our son so $530 a month.

[archibaldcrane]

I'm getting married in September and get to jump onto my fiancee's group plan finally. Really could've used Obamacare from 2004-2009 though.

[Dimmauk]

I pay $225 privately for myself and my insurance sucks, so no, $600/mo isn't too bad.

Do you and your spouse make under 92k a year? If so you'll be looking at some subsidy from papa Obama.

edit: apparently yes

But archi, I'm middle class and the loud rich white guys are telling me my taxes are going up!

[archibaldcrane]

Actually I'm not sure if the subsidy affects people who currently obtain insurance through an employer plan.

[zoobernut]

Actually I'm not sure if the subsidy affects people who currently obtain insurance through an employer plan.

Though I wonder if the subsidy might make it cheaper for some people to dump the employer plans and go with a separate plan on their own.

[archibaldcrane]

Yeah.

(Workers that are offered qualified coverage by an employer are ineligible for the new insurance subsidies provided in the exchanges.)

Sorry Dimmy.

[archibaldcrane]

Though I wonder if the subsidy might make it cheaper for some people to dump the employer plans and go with a separate plan on their own.

Nope, can't. If your employer offers a plan, you can't get subsidies if you reject it.

[archibaldcrane]

But if you do get subsidies, and your employer has more than 50 employees and doesn't offer you insurance, your employer has to pay a penalty for being a shithead who doesn't offer health insurance.

[zoobernut]

That makes sense.

[Ksandra]

fuck ya. This is a good day. Could have used this 10~ months ago.

Husband back in November got laid off, but then got a new job two weeks later. However, that job didn't give him insurance until about two months ago. And guess what? Pregnancy is considered a pre-existing condition. I had to be on cobra my whole pregnancy, and dealing with the switch made me not get to see a doctor for about three months during it.

If people don't think we needed a change, any change, they are retarded.


Also, every damn one of you who likes this NEEDS to vote for obama come election. I know he's made a lot of shitty moves, but getting him re-elected is the only way in helping to solidify this thing.

[myreality]

http://www.buzzfeed.com/daves4/peopl...e-of-obamacare

Hilarious. People moving to Canada because of the decision.

Sarah palin is so upset she said she is packing up all her stuff in Alaska and moving west to Canada.

This one had me cracking up.

[Dimmauk]

fuck ya. This is a good day. Could have used this 10~ months ago.

Husband back in November got laid off, but then got a new job two weeks later. However, that job didn't give him insurance until about two months ago. And guess what? Pregnancy is considered a pre-existing condition. I had to be on cobra my whole pregnancy, and dealing with the switch made me not get to see a doctor for about three months during it.

If people don't think we needed a change, any change, they are retarded.


Also, every damn one of you who likes this NEEDS to vote for obama come election. I know he's made a lot of shitty moves, but getting him re-elected is the only way in helping to solidify this thing.

I'm voting for obama cause Romney is too robotic.

[Jer]

Just got around to watching some reactions to the ruling today, and some people from both sides were blowing my mind. It just brings back the idea there needs to be a real life Fact Police, and if you're in an office or running for office, you get one freebie. Any blatant lies after that get you banned from politics forever.

[Acturus]

The subsidies for the exchange is part of the reason why there is a (legitimate) concern about how employers will elect to pay the penalty for not furnishing healthcare to their employees, and turning them to the exchanges. For some employers, the employee benefit cost is greater than the per-employee penalty for not including coverage.

[Jonny]

Just got around to watching some reactions to the ruling today, and some people from both sides were blowing my mind. It just brings back the idea there needs to be a real life Fact Police, and if you're in an office or running for office, you get one freebie. Any blatant lies after that get you banned from politics forever.

well then follow this! S. 1994: Deceptive Practices and Voter Intimidation Prevention Act of 2011

[arus2001]

If my last post sounded like I was against more widely available health care in general, it wasn't meant to be that way. Rather, it's more of a concern for how to get it that way since my layman's perspective leaves me thinking: "Government tells insurers to accept anyone who can pay. Since high(er)-risk customers mean more money out of their pockets, the sneaky bastards could just try to raise costs to compensate." Legality of collusion and such aside, this is an industry with no shortage of shady activities behind it. If there's a solid government healthcare option out there for everyone now aside from Medicare (despite its issues), then disregard my twitchiness on the fine/tax. If such a thing doesn't exist yet, or is outright worse than commercial versions (Thus doing nothing to reduce costs), think of it as my way of saying, "Hey, wait a sec..."

Are there any charts out there listing prices before and after Obomacare's signing back when? How about projections for x years from now with what's known of things at the moment? I wouldn't say minimum wage has exactly kept up with inflation or the volatile expenses of fuel, but a lot of people have to work these jobs or drive their own cars in absence of good public transportation. They're also the types that certainly need all of this most. So it just seems weird dumping a bill on them if something really isn't in place yet to support them until they're more financially well off, if ever.

[Demosthenes11]

You're right - they never thought about these companies just rising their prices to compensate.