Obamacare, Healthcare, etc.

[ringthree]

The subsidies for the exchange is part of the reason why there is a (legitimate) concern about how employers will elect to pay the penalty for not furnishing healthcare to their employees, and turning them to the exchanges. For some employers, the employee benefit cost is greater than the per-employee penalty for not including coverage.

That is a cost calculation they will have to make. Why are economic decisions bad?

[SwampdonkeyPLD]

Do companies have to pay a fine every year or just once?

[Kurokikaze]

You already know where my vote is Ksandra.

Also... Your move O'Reilly:

http://mediamatters.org/mmtv/201203260005

[Talint]

Republicans, Leukemia Team Up to Repeal Health Care Law

[Demosthenes11]

just read some comments on fox news and yahoo saying the supreme court should be dissolved lol

And I'm not talking replaced....completely removed.

[Dimmauk]

just read some comments on fox news and yahoo saying the supreme court should be dissolved lol

And I'm not talking replaced....completely removed.

LOL tea party

[Salodin]

If my last post sounded like I was against more widely available health care in general, it wasn't meant to be that way. Rather, it's more of a concern for how to get it that way since my layman's perspective leaves me thinking: "Government tells insurers to accept anyone who can pay. Since high(er)-risk customers mean more money out of their pockets, the sneaky bastards could just try to raise costs to compensate." Legality of collusion and such aside, this is an industry with no shortage of shady activities behind it. If there's a solid government healthcare option out there for everyone now aside from Medicare (despite its issues), then disregard my twitchiness on the fine/tax. If such a thing doesn't exist yet, or is outright worse than commercial versions (Thus doing nothing to reduce costs), think of it as my way of saying, "Hey, wait a sec..."

Are there any charts out there listing prices before and after Obomacare's signing back when? How about projections for x years from now with what's known of things at the moment? I wouldn't say minimum wage has exactly kept up with inflation or the volatile expenses of fuel, but a lot of people have to work these jobs or drive their own cars in absence of good public transportation. They're also the types that certainly need all of this most. So it just seems weird dumping a bill on them if something really isn't in place yet to support them until they're more financially well off, if ever.

I'm sure there's more reasons then this, but part of the law dictates insurance companies have to pay 80 or 90 percent of their income in coverage, leaving a small amount for over head. If that helps ease your worries.

[Ratatapa]

Since I'm canadian i didn't follow this stuff at all so here is the questions mostly a TL;DR stuff

1) For those who kinda follow both country what is the difference between USA and Canada Health care

[Dimmauk]

Our health care is still for profit and we pay for it.

[Kurokikaze]

Come on FOX, this shits not even cool anymore:
http://sphotos.xx.fbcdn.net/hphotos-...40255121_n.jpg

Ratatapa: Canada's system is what a lot of us here want. Single Payer system. The current system is a halfstep which tries to make it good for patients and health insurance providers. We still have the for-profit middleman except we don't have to pay them as much now and can't get denied for already being sick.

[Callisto]

Come on FOX, this shits not even cool anymore:
http://sphotos.xx.fbcdn.net/hphotos-...40255121_n.jpg

Ratatapa: Canada's system is what a lot of us here want. Single Payer system. The current system is a halfstep which tries to make it good for patients and health insurance providers. We still have the for-profit middleman except we don't have to pay them as much now and can't get denied for already being sick.*

*Until Romney is elected and gets it repealed

[Callisto]

I'm getting married in September and get to jump onto my fiancee's group plan finally. Really could've used Obamacare from 2004-2009 though.

Pretty much every thing Obama's enacted would have made my life infinitely better in my early/mid-20's but does nothing for me now.

[Vuitton]

http://static8.businessinsider.com/i...hn-boehner.jpg

[Ketsuri]

fuck ya. This is a good day. Could have used this 10~ months ago.

Husband back in November got laid off, but then got a new job two weeks later. However, that job didn't give him insurance until about two months ago. And guess what? Pregnancy is considered a pre-existing condition. I had to be on cobra my whole pregnancy, and dealing with the switch made me not get to see a doctor for about three months during it.

If people don't think we needed a change, any change, they are retarded.


Also, every damn one of you who likes this NEEDS to vote for obama come election. I know he's made a lot of shitty moves, but getting him re-elected is the only way in helping to solidify this thing.

I was not aware that pregnancy could legally be labled be a pre-existing condition. I was under the idea that it was against the law. I found this link on google: http://www.dol.gov/ebsa/faqs/faq_consumer_hipaa.html

Are there illnesses or injuries that cannot be subject to a preexisting condition exclusion?

Yes, as follows:

Pregnancy, even if the woman had no prior coverage before enrolling in her current employer's plan.
Conditions present in a newborn or a child under 18 who is adopted or placed for adoption (even if the adoption is not yet final), as long as the child is enrolled in health coverage within 30 days of birth, adoption, or placement for adoption. In addition, the child must not have a subsequent, significant break in coverage (defined as 63 days). For instance, a significant break might occur if a parent lost his job and health coverage for himself and his family shortly after a child’s birth. This break will be discussed below.
Genetic information. For example, if a woman is found to have a gene indicating she is at a higher risk for breast cancer, she cannot be denied coverage if there is no diagnosis of the disease.

[Kurokikaze]

*Until Romney is elected and gets it repealed

And then he trolls us all by implementing Medicare for all.

[Yuri-G]

not sure how I feel about everything else, but as someone HIV, FUCK YOU PRE-EXISTING CONDITION CLAUSES! FUCK YEA!

ahem. sorry. I got a little excited there.

[Jer]

*Until Romney is elected and gets it repealed

I'd like to imagine that when the democratic campaign managers were watching Romney's reaction they were saying, 'We got that on tape, right?'

[Ksandra]

I was not aware that pregnancy could legally be labled be a pre-existing condition. I was under the idea that it was against the law. I found this link on google: http://www.dol.gov/ebsa/faqs/faq_consumer_hipaa.html

you have to look carefully at what it says. "before enrolling in her current employer's plan" you cannot be denied coverage going from a group plan to group plan (and cannot have a gap in coverage for more than 60 days), but there is no law against insurance companies denying preggos individual coverage. Blue Cross rep actually laughed at me when I called asking for some.

[archibaldcrane]

http://sphotos.xx.fbcdn.net/hphotos-...05833626_n.jpg

[Acturus]

That is a cost calculation they will have to make. Why are economic decisions bad?

You are correct. However, one of the president's promises to the people (just like "this isn't a tax") was that this law would not force you to change insurance if you were covered under your employer. It's true, unless your employer decides to scrap your benefits.

I don't care either way, but it may be an unintended consequence, and blah blah blah people will complain.