Random Fail: First World Problems

[Boyiee]

Driving 17 hours back to Jersey right now. Fml. 13hr 40min to go, plus stops, arriving by 5am maybe.

[NynJa]

Driving 17 hours back to Jersey right now. Fml. 13hr 40min to go, plus stops, arriving by 5am maybe.

The second worst place after Ohio.

[Boyiee]

Jersey is ok but it's spoiled me. Furthest I have to drive for anywhere or anything is like 15 minutes.

[AidenCarby]

Gas is cheap as fuck too, I'd say it's the only redeeming quality of that shit state.

[Zetanio]

It gets between me and my friend's beach house in Ocean City, MD. Thank god I just take the train, driving there is fucking horrific.

[Brill Weave]

The second worst place after Ohio.

You have no idea how bad Ohio is. Come with me on road trips for work. Then you'll see. Oh yes. You'll see.

[Anoat]

tell her to start tugging her valuables into safe places

Could also try hiding the valuables in the anus.

[Astylla]

You have no idea how bad Ohio is. Come with me on road trips for work. Then you'll see. Oh yes. You'll see.

FUCK everything about Ohio. It's a fucking shit hole I'm happy to never venture into again.

And how does someone have their engagement ring stolen? It's fucking horrible but I think the only time it's ever left my hand in over 5 years was during our ceremony and when I'm dyeing my hair. I know many women who don't shower with it on but I go crazy when it's out of my sight just for cleaning.

[Myrrh_Quetz]

So, the insurance I bought at the store called "Life time Insurance" only covers cleanings, or the diamond incase its lost or stolen. Not the whole ring. When I asked why they don't just cover the diamond and I buy a new band they said "We can't do that".


Turned out they had 1 ring left that was the same as the first one but I had to pay near full price for it. Really pissed off about that.

But hey, atleast they gave me the "Life Time Insurance" on the ring for free. Boy, did they cut me a break there. /sarcasm

[Brill Weave]

FUCK everything about Ohio. It's a fucking shit hole I'm happy to never venture into again.

And how does someone have their engagement ring stolen? It's fucking horrible but I think the only time it's ever left my hand in over 5 years was during our ceremony and when I'm dyeing my hair. I know many women who don't shower with it on but I go crazy when it's out of my sight just for cleaning.

I go into Adams county which is the poorest county of the state. I'm not in major metro areas. It's all backwoods. Logan, Racine, Bidwell, etc.

[Qeomash]

So, the insurance I bought at the store called "Life time Insurance" only covers cleanings, or the diamond incase its lost or stolen. Not the whole ring. When I asked why they don't just cover the diamond and I buy a new band they said "We can't do that".

That is a very dickish technicality.

[Sepukku]

I go into Adams county which is the poorest county of the state. I'm not in major metro areas. It's all backwoods. Logan, Racine, Bidwell, etc.

I substitute taught in Jefferson County, PA which is sandwiched between Fayette County, PA, West Virginia, and Ohio. You don't know poor backwoods shit holes til you see what that triumvirate produces.

[Zetanio]

That is a very dickish technicality.

Hate to be a dick but you should read the fine print for something you're spending over a $1,000 on.

[Boyiee]

Shoulda went to blue nile.

[Boyiee]

In VA now, gotta do the fucking speed limit now and the rest of the damn way.

[Astylla]

Hate to be a dick but you should read the fine print for something you're spending over a $1,000 on.

This is pretty true especially when it comes to ANY warranty. I can't tell you how many calls I get weekly about how hey just purchased a new car and assumed tires are covered automatically. Nope sorry , you didn't buy the additional coverage for tires , sucks to be you. Yes I understand you've only had it 4 days and don't like the fact that it's not covered. You should have asked questions.

Shoulda went to blue nile.

Blue Nile is pretty awesome. We got ours from Shane Co. and I'm insanely happy with them though.

[Kalmado]

Hate to be a dick but you should read the fine print for something you're spending over a $1,000 on.

Not only that, but renters/homeowners insurance would've covered it up until a certain amount. If the item is worth more than the policy will cover, you then "schedule" the item and show worth via appraisal and the item is covered.

Sucks the ring was stolen, but hopefully it can be a tough lesson.

[zoobernut]

This is why you don't use silly store insurance for something so important. You know you can get insurance on individual items through your homeowners or renters insurance? It usually only costs a couple bucks extra per 6 month period too. That is what I did for my wife's engagement ring. When I bought it I called my dad and he had AllState add it to my renters insurance policy as an itemized item.

When you get an insurance policy too make sure that it covers the cost of a replacement and not the "current value" of the old item. That way you get money for an equivalent replacement instead of the money based on depreciated value.

[Zetanio]

This is why you don't use silly store insurance for something so important. You know you can get insurance on individual items through your homeowners or renters insurance? It usually only costs a couple bucks extra per 6 month period too. That is what I did for my wife's engagement ring. When I bought it I called my dad and he had AllState add it to my renters insurance policy as an itemized item.

When you get an insurance policy too make sure that it covers the cost of a replacement and not the "current value" of the old item. That way you get money for an equivalent replacement instead of the money based on depreciated value.

My brother did the same thing. His ring was really expensive ($15-17k) so he insured it through his house insurance plan as an asset I think. He said it was fairly easy to do and the valuation is honest for most companies if you make sure they do retail price coverage as zoober said.

Age old internet adage applies here, "Read the fucking manual"

[Aksannyi]

And how does someone have their engagement ring stolen?

I still want to know the answer to this question.