
Originally Posted by
Ksandra
As some know we got hit hard with life job/financially-wise over the summer. Things are now steady and should remain that way unless lightning strikes. In any case, because of that hit and another hit we had a few years ago we had to put some decent debt onto CCs. Not proud of it, but we did what we had to do. Managed this weekend to get a loan that is going to reduce the rates on 5/6 cards we have. Two of which will be reduced over 2X the APR we were paying. If we make only minimum payments (which I plan to pay higher, but it's a reasonable payment amount if needed) we'll have all the cards paid off in 3 years. It's nice to have that set goal and know that it will be over with sooner than it was before.