I'm glad it worked out for you! Insurance blows and all of the tasteless commercials on tv make my job a pain because people think I'm trying to "sell" them when I'm trying to HELP them. I had a girl that wanted 100k/300k liability the other day. I offered her 250k/500k because it was $1.25/month more. She told me her mother told her she didn't need it and she didn't take the policy. God help them if they are involved in a serious wreck.