But I'm 40 with a wife and 3 kids, no money is my money lol
they should tho
He was nitpicking saying the program is bad because some people don't need money and I was saying it wasn't bad and it is ok if some people get money that don't need it because of the good that it will do for millions. The amount of people who get money who don't need it is tiny compared to those who do need it. I was just making a counterpoint to his argument.
Also I know federal programs don't take into account local living expenses but they absolutely should. The disparity between San Francisco where $150k/year is the poverty line and rent can be $5k/mo for a modest small house/apartment and some other areas in this country where you can buy a mansion for under $100k is huge.
is the poverty line in SF really 150k jesus christ lol
that is insane to me, i would leave
Sorry I was a little bit off. Though I think these numbers are from 2018. https://sfgov.org/scorecards/safety-...ly%20of%20four.
Poverty line in SF for a family is about $118k per year according to that article. It is fucking insane and the cost of living in this country varies so wildly that programs need to start taking that into account.
The poverty guidelines are sometimes referred to as the “federal poverty level” or the “poverty line,” but these terms can be misleading because there are many potential meanings. The “San Francisco poverty line” may refer to the federal poverty guidelines, or to local income limits for eligibility in housing programs supported by the SF Housing Authority and the U.S. Department of Housing and Urban Development (HUD). These limits are based on the area’s median income (AMI), unlike the thresholds and guidelines. For example, HUD defined “Low Income Limits” in San Francisco as $82,200 for an individual and $117,400 for a family of four in 2018, based on 80% of the area’s median income. However, the federal poverty guidelines in 2018 were only $12,140 for an individual and $25,100 for a family of four.![]()
Or
San Francisco could allow housing to be built
I'm just a little uncomfortable with the feds subsidizing coastal cities' shitty housing policies
But I'm also uncomfortable with the poor being the biggest victims of coastal cities' shitty housing policies
So I'm torn
It is a conundrum. What about policy surrounding vacation home ownership (not talking about VRBO but someone having a vacation home they visit) or owning unoccupied housing etc. ? Too big brother? When you have a small group of people eating up the majority of a resource that lots of people need that is an issue. I think that fixing shitty housing policies is important but while that is being worked on the issue can be worked on in other ways too.
By way of example look at Toronto with respect to how big of a problem unoccupied housing has become in some areas. Investors are using apartments and houses as money sinks and leaving them empty. They just need a place to dump their extra money.
What is the goal too? Is it reasonable to expect anyone living and working in an area should be able to afford to buy something on a middle class income? Should they be able to rent a reasonably nice place on what they can earn in that area? What is a reasonable commute for people to have when considering housing policies?
What's reasonable to me is allowing apartments to be legally built on most residential land with few non-safety related restrictions.
Vacancy taxes and such are fine to nibble around the edges but "apartments are illegal most places" is much closer to the source of the problem.