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  1. #1661

    Sweaty Dick Punching Enthusiast

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    what is this reasonable advice, financial understanding, and tempered expectation in the STONKS thread

  2. #1662

    Sweaty Dick Punching Enthusiast

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    the ride must truly be over

  3. #1663
    Ridill
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    Quote Originally Posted by Boyiee View Post
    A family member recommended chase but why would I listen to a poor person thanks.
    If you are a sex worker, legal or otherwise, do not use Chase. Just saying. I have read many stories recently, especially during the pandemic, about Chase being very heavy-handed in exercising their "morals" clause of your contract and shutting you out of your account. It's shitty and I won't be banking with Chase anytime soon because of it.

    I use Citizens but I am grandfathered in to a really old checking/savings plan that has better benefits than current I think idk.

  4. #1664
    Ironing this Thread
    Sweaty Dick Punching Enthusiast

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    Quote Originally Posted by SathFenrir View Post
    If you are a sex worker, legal or otherwise, do not use Chase. Just saying. I have read many stories recently, especially during the pandemic, about Chase being very heavy-handed in exercising their "morals" clause of your contract and shutting you out of your account. It's shitty and I won't be banking with Chase anytime soon because of it.

    I use Citizens but I am grandfathered in to a really old checking/savings plan that has better benefits than current I think idk.
    Damn guess I can't use chase then thanks for the heads up and the sub fam.

  5. #1665
    Atheist Douchebag.
    Pony Slayer of the House of Weave

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    Boyiee is dancing for dollars.

  6. #1666
    Ridill
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    I mean, in general I do think it is a really important thing to consider. Is your bank shitty? Just like I wont bank at BoA because of their overdraft policies despite not having overdrafted an account in 15 years.

    If it comes out tomorrow that Citizens bank is closing accounts of like...anyone who was at a BLM march I'll take my business elsewhere. I certainly am not going to support a bank just shutting down accounts willy-nilly because the money comes from some single mom showing her tits on onlyfans.

  7. #1667
    Been Here Longer Than you
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    BOA can go fuck itself in the depths of hell. I don't know why anyone would even consider them.

  8. #1668
    I trusted Zet and this is what happened
    Eleven owes me $40 bucks

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    I mean, I use a local bank because I knew the bank president growing up and he gave me good loans when no one else would when I got out of High School. It's taking a lot to move away from that loyalty lol

  9. #1669
    Very Sexy Nerd
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    For me...

    Schwab - Checking account for sweet no ATM fees (even international), Brokerage Account (tiny play money)
    Wells Fargo - Checking account, still use it for depositing checks & money orders (I guess I could use Schwab to deposit checks now, but I still kinda like this account for money order deposits if I ever get back into MS)
    Chase - Credit cards, UR points hub
    Amex - Credit cards, MR points hub
    Fidelity - Work 401k, HSA, soon to be IRA as well (work allows for automated mega backdoor, which I want to start doing)
    Vanguard - Current IRA, may move to Fidelity, or may just leave what's there there (process takes too fucking long and I hate pulling out of the market)

    Other banks - thanks for letting me churn your credit cards and bank account bonuses <3

    edit: Forgot, Ally - HYSA

  10. #1670
    Duplicitous Jew with Political Aspirations
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    I've had the same bank account for 20 years, but about 15 years ago BOA bought my local bank and I never switched out.

    I do use Chase credit cards for those sweet reward points though.

  11. #1671
    Relic Horn
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    So when is everyone holding weed stocks going to sell? Also, what weed stocks is everyone in?

    I got in on Tilray yesterday and am already up 24% but that kind of rise seems .... sketchy.

  12. #1672
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    Quote Originally Posted by Daydreamer View Post
    So when is everyone holding weed stocks going to sell? Also, what weed stocks is everyone in?

    I got in on Tilray yesterday and am already up 24% but that kind of rise seems .... sketchy.
    They are being pumped by bots on wsb too. I took my gains and got out at the 11:20 dip.

  13. #1673
    Relic Horn
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    Blah. Thoughts on long term? I have a 50c 2022 one that still seems reasonable to keep holding.

  14. #1674
    I like to eat food
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    I have Citi and have been so lazy about changing it over despite the closest Citi location being 40 miles from my house.

    Was going to change checking to Chase with a savings at my local credit union. Change my main credit card over to Wells Fargo for a higher limit, 0% interest on transfers for 18 months.

  15. #1675
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    Some of my family uses penfed and they've been pretty solid. Credit union means less in the way of branch availability, though. Not sure if that's a factor for you.

  16. #1676
    RNGesus
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    https://www.theverge.com/2021/2/1/22...ls-netflix-mgm

    2 movies already in the works lol

  17. #1677
    Ayn
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    Quote Originally Posted by Weltall View Post
    BOA can go fuck itself in the depths of hell. I don't know why anyone would even consider them.

  18. #1678
    I'll change yer fuckin rate you derivative piece of shit
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    I use BoA because the linked Intuit payroll is cheap and easy for my LLC and I've rarely had a problem with fees - but if I was paycheck to paycheck or something I definitely wouldn't use them. For high-yield savings I use Capital One 360 Money Market, but the interest rates are absolute shit basically everywhere for HYS right now.

  19. #1679
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    Quote Originally Posted by archibaldcrane View Post
    I use BoA because the linked Intuit payroll is cheap and easy for my LLC and I've rarely had a problem with fees - but if I was paycheck to paycheck or something I definitely wouldn't use them. For high-yield savings I use Capital One 360 Money Market, but the interest rates are absolute shit basically everywhere for HYS right now.
    Yeah that's what I'm looking for too.

    I want this hys online shit but I need to be able to be able to transfer or withdraw 5-10k occasionally.

  20. #1680
    I'll change yer fuckin rate you derivative piece of shit
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    Quote Originally Posted by Boyiee View Post
    Yeah that's what I'm looking for too.

    I want this hys online shit but I need to be able to be able to transfer or withdraw 5-10k occasionally.
    Nowhere is even paying 1%. It's all shit right now.

    https://phatwalletforums.com/topic/1...iquid-accounts

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