Obama - First Black President

[Kuya]

1k a month in food? What the fuck did you eat that month?

[Tyche]

Kuya honey, can you fetch the Maine lobster and head of pig please!

[Churchill]

1k a month in food? What the fuck did you eat that month?

caviar and cigarettes.

[Izzy]

Here's my bills per month:

Rent- 1000
TV - 100
Subway pass - 86
Cell Phone - 100
Food - 200ish
FFXI - 40

Fuck all that shit you're paying for. Those are LUXURIES. I'm sorry your family can't pay for the shit they don't really NEED. I guess I should stop paying for my public transportation pass and buy my own transportation that will cost me an extra 2000/mo in bills. Use your head, you are not in the fucking middle class. You're in the middle class of your prissy area. Move to a normal area and you're the richest dude in the neighborhood.

I don't know why you're wasting your time here trying to convince us you're in the middle class. What does that make those of us that make 30-60k/year?

[Kuya]

caviar and cigarettes.

The breakfast of champions.

[Tristam]

Kuya honey, can you fetch the Maine lobster and head of pig please!

holy shit I'm gonna be laughing at that one for a while, bravo!

[aurik]

So basically, we've debunked virtually every single number you presented in that budget. Anything else you want to add?

[Bwelch]

For all intents and purposes, $1200 a month is normal considering your location. Where I live, $1200/month is expected for a 3bed 2bath home inside a decent neighborhood. I'm sure Tacoma, Washington isn't better either.

[Sythe]

churches numbers arnt that far fetched. But we're in NYC

[Churchill]

Here's my bills per month:

Rent- 1000
TV - 100
Subway pass - 86
Cell Phone - 100
Food - 200ish
FFXI - 40

Fuck all that shit you're paying for. Those are LUXURIES. I'm sorry your family can't pay for the shit they don't really NEED. I guess I should stop paying for my public transportation pass and buy my own transportation that will cost me an extra 2000/mo in bills. Use your head, you are not in the fucking middle class. You're in the middle class of your prissy area. Move to a normal area and you're the richest dude in the neighborhood.

I don't know why you're wasting your time here trying to convince us you're in the middle class. What does that make those of us that make 30-60k/year?

lol, i'm done. It makes you a single male who is trying to save money. Without a deployment I make like 20,000 a year, but my healthcare/dental is taken care of, as well as my rent, so that's about 32,000 a year I'd make normally. What do I do? I blow it on things that I enjoy and I save the rest. I don't buy the cheap version of anything, I have three cars, a roth I started and have maxed since I was 18, a TSP with my employer and soon I'm going to buy a house just to rent it out and make money from. So I make 32,000 a year, and I'd consider myself to be pretty well off. I'm not upper class, I can't be super frivolous, but I can take vacations to wherever I want when I do get vacation time. I'd say that makes me middle class. Does that mean everyone who makes 30,000 a year middle class? Does it mean people who make near 100,000 a year not middle class? It's all relative, and it has a lot to do with your financial past moreso than your financial present.

[zoobernut]

My Bills roughly:

Two people with two incomes we take home a combined $68,380 a year.

Mortgage: $2,056.00 a month to which I add $100 extra each month to go towards principle. This amount includes home owners insurance, taxes, and home warranty.

General Bills: ~$500 a month, that is $120 a month for two cell phones, $100 a month for cable/internet/home phone. I am at work so not sure on the breakdown for other bills at the moment.

Pets: ~$100 a month, we have a bunch of pets including two goats, two dogs, ducks, guinea pigs, turtles, fish tanks.

Gas: ~$100 a month we carpool to work and drive a ford focus. Both her car and my truck are paid off.

Student Loan: $156

Entertainment: $100 (movies, eating out, video games, luxury items)

Food: $500-$600 a month depending on how much we eat out for lunch.

I am even underestimating a lot of this.

In the end even with all of that we have a surplus of at least $1,025.00 which goes into savings. Some months this surplus is more which also goes into savings.

Really..... I wish I brought home even $75k or $80k a year we would be going on vacations constantly and I would have all sorts of brand new everything I wanted.

[Churchill]

Which goes to what I was saying, you paid the vehicles off in the past, so you have more buying power now because you have less bills. I only really pay a cell phone and insurance bill. Everything else is paid off.

[Lordwafik]

1k a month in food? What the fuck did you eat that month?

They're going Saudi on us and eating the winning horse of the cup.

[Izzy]

lol, i'm done. It makes you a single male who is trying to save money. Without a deployment I make like 20,000 a year, but my healthcare/dental is taken care of, as well as my rent, so that's about 32,000 a year I'd make normally. What do I do? I blow it on things that I enjoy and I save the rest. I don't buy the cheap version of anything, I have three cars, a roth I started and have maxed since I was 18, a TSP with my employer and soon I'm going to buy a house just to rent it out and make money from. So I make 32,000 a year, and I'd consider myself to be pretty well off. I'm not upper class, I can't be super frivolous, but I can take vacations to wherever I want when I do get vacation time. I'd say that makes me middle class. Does that mean everyone who makes 30,000 a year middle class? Does it mean people who make near 100,000 a year not middle class? It's all relative, and it has a lot to do with your financial past moreso than your financial present.

While you are correct that it is relative to your area, it was stated that the MAXIMUM median income for ANY county in the USA was around 79k. That is a FACT, not a made up number. So I'm confused where you're coming up with 250k for your area somehow being middle class.

Also, I'm not a single male trying to save money. I have income from my girlfriend as well. I'm just not trying to live a lifestyle I can obviously not afford. If you're upset you don't have enough money, then stop living a lifestyle your pocket can't fucking handle.

[aurik]

I like how you have no problems affording 3 cars with 32k a year but your parents are middle class because they can't barely save a penny with 100k.

Of course, pulling numbers out of thin air helps.

[Sythe]

From what i've read from the last page are 2 people need to stop making blanket statements about how much X amount will get you. The Area in which you live will drastically change everything. So while 70k in some backwoods in Ohio may have you living on top elsewhere, not so much. /rant off =D

[zoobernut]

Which goes to what I was saying, you paid the vehicles off in the past, so you have more buying power now because you have less bills. I only really pay a cell phone and insurance bill. Everything else is paid off.

But we did not pay off the vehicles we saved up for a long time and bought them outright. People are so impatient they get themselves into trouble because they cannot wait a while and save up to buy a vehicle.

Financed a $11k vehicle will almost double in the amount of money you have to pay into it. Also if you save up and just buy a vehicle without financing it your insurance is considerably cheaper.

[Kiro]

Reading all this crap makes me glad I don't live a "normal life", lol. Bitches need to drop your 9-5s and work for yourselves.

[Churchill]

I like how you didn't ask how I paid for three cars, when I pretty much said your financial past counts for a lot.

I was deployed for 16 months at one point, I made about 48,000 in that time, tax free. (Including the TSP money, which I pulled out at 10% interest tax free) This was two years ago, so yeah it was easy to buy 3 vehicles and a bunch of other stuff I wanted on top of that.

[Izzy]

Reading all this crap makes me glad I don't live a "normal life", lol. Bitches need to drop your 9-5s and work for yourselves.

I honestly thought about how I could pull that off, and I haven't came up with a good idea yet .

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