Credit Card Fraud

[Mizango]

if you can't get past automation enter nothing or spam 0.

Yes this actually does work lol people by pass our work menu the same way. Spam that shit.

Man Head that sucks ass, I saw your Facebook status and was like wtf? I was hoping I was being whooshed

Ive had that happen through walkovaya, took a good while to get it all straight.

[Norelco]

Just call the CC company's fraud line. Federal law mandates that at most you are only liable for $50 maximum of any fraudulent charges.

You'll have to fill out paperwork explaining which charge is fraudulent. They'll also immediately cancel your card and send you a new one with a different number.

[Aerides]

Whatever happened, just call the garage and bitch on them first. So you have a rigid reason to tell the visa/master whatever company that you have "tried to resolve the issue" with them, however "they refuse" to.

You just need these two keyword, then usually they will dispute the charge.

This isn't a question of a disputed charge. This is someone (likely from that same garage) opened a whole account in your name fraudulently. If you can't reach the bank/issuers number on the bill, you can find other contact info online very likely. "Fraud Account Identity theft" is your claim here, not "i dispute this charge". You don't have to show you attempted recourse when someone is out there faking your shit. Save that for when you have car repairs that don't work - that's a dispute. This is different. This is felony stuff.

If anything I would also notify local BBB and/or police - you are likely not the only fraud account setup thru this garage. I wouldn't call them myself - who knows what other illegal crap they are into - best to just completely avoid them.

[wop]

Charge more into the card and claim everything as fraud.

Someone duplicated my card years ago, and raked up over USD20k in a matter of days, buying FURNITURES WTF? gold, designer clothings, petrol and even groceries from TESCO for £300 (that's enough to feed a family of 10 for a week)
When the bill arrived, i started ticking off those that weren't mind, but I myself shop so much and don't keep receipts; was have a hard time remembering which was mine. I think I must've ended up with a couple of free items from Vuitton due to this fraud lol (an honest mistake)

[Headspace]

Well, as I said before, whenever I put in my SSN info, it wouldn't recognize, and the CC company supervisor let me know that since my DOB or SSN wasn't matched to the account, just my very common name and (not so common) address, it isn't technically "my" account. So all I have to do is just send their shit back and they'll deal with it internally.

[Mistress Stowastiq]

Maybe I'm not following right, you didn't make it clear if the bill that you called the customer serivce # was from someone other than your credit card company. If not, you should definitely call them and dispute the charges as quick as possible. Go through the menus until you get someone real.

^
Don't accept the charges and make sure you are not being confused with the person who does have that initial in their name. Not sure what kind of card company it is but if you keep trying, you should be able to get the charges reversed.

Also contact the company where the work was done because if your card was lifted by an employee, that person needs to be fired and prosecuted asap.