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  1. #921
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    Quote Originally Posted by SwampdonkeyPLD View Post
    And then I said "how many American's don't meet this criteria?" And then listed the criteria, just in case I was wrong about that.

    And you cited a website not the bill. Cite the bill and I'll shutup. I doubt you'd let me cite my neocon websites as fact.
    Are you asking a serious question? Because I don't know anyone that wouldn't meet the criteria that isn't trying to defraud the system.

  2. #922
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    Quote Originally Posted by Rhinox View Post
    Are you asking a serious question? Because I don't know anyone that wouldn't meet the criteria that isn't trying to defraud the system.
    It's not that they are trying to defraud the system, it's that what they pay for privately doesn't meet the minimum to please the government.

  3. #923
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    Uh. the only people that qualify for HSA are those that Have HDHP(High deductible health plans) That would generally meet those requirements.

  4. #924
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    and I'm out for the night. peace

  5. #925
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    Quote Originally Posted by Rhinox View Post
    Uh. the only people that qualify for HSA are those that Have HDHP(High deductible health plans) That would generally meet those requirements.
    HDHP's cover all of the things below? I don't think they do.

    (1) Hospitalization.
    (2) Outpatient hospital and outpatient clinic services . . .
    (3) Professional services of physicians and other health professionals.
    (4) Such services, equipment, and supplies incident to the services of a physician’s or a health professional’s delivery of care . . .
    (5) Prescription drugs.
    (6) Rehabilitative and habilitative services.
    (7) Mental health and substance use disorder services.
    (8) Preventive services . . .
    (9) Maternity care.
    (10) Well baby and well child care . . .

  6. #926
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    Quote Originally Posted by SwampdonkeyPLD View Post
    HDHP's cover all of the things below? I don't think they do.
    Yes they do, swamp. After the deductible, which is usually 10k +

  7. #927
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    Quote Originally Posted by Rhinox View Post
    What Free market ideas? name me one that hasn't already been discussed and dismissed here as not feasible already. Fuck not even Michael steele knows what some alternatives are and he is the leader of your fucking party.
    1)
    co-ops,

    2)
    Giving immigrant doctors work visas and licenses to practice medicine, and not force them to wait 7+ years.

    3)
    Allowing insurance companies to pool across state lines.

    4)
    Allow foreign drugs to enter U.S markets without billions of fees and 15 year wait periods.


    those 4 simple steps will reduce costs by staggering amounts.

  8. #928
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    pretty sure I debunked your 7+ years as a janitor before doctor Gonzales can start being a doctor again

  9. #929
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    Quote Originally Posted by Beckwin View Post
    pretty sure I debunked your 7+ years as a janitor before doctor Gonzales can start being a doctor again
    Good, now please address the other points.

  10. #930
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    Quote Originally Posted by guartz View Post
    Yes they do, swamp. After the deductible, which is usually 10k +
    Ok, do they pay a minimum of 70% of those services?

  11. #931
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    Quote Originally Posted by Beckwin View Post
    pretty sure I debunked your 7+ years as a janitor before doctor Gonzales can start being a doctor again
    what, with military service?

  12. #932
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    Quote Originally Posted by SwampdonkeyPLD View Post
    Ok, do they pay a minimum of 70% of those services?
    (2) and (3) is suppose to be financed from your health savings account, but to answer your question, maybe. HSA plans are designed so that you pay into a pre-tax account to meet any deductibles and small fees. Like office visits, prescriptions, the plan actually only kicks in after you shell out like 10 grand.

    Whether that meets 70% is open for questions, like what exactly do you mean, 70%?

  13. #933
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    Quote Originally Posted by guartz View Post
    (2) and (3) is suppose to be financed from your health savings account, but to answer your question, maybe. HSA plans are designed so that you pay into a pre-tax account to meet any deductibles and small fees. Like office visits, prescriptions, the plan actually only kicks in after you shell out like 10 grand.

    Whether that meets 70% is open for questions, like what exactly do you mean, 70%?
    Is 70% of the costs of all those procedures covered by the HDHP plan?

  14. #934
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    military service, marrying a citizen, and, of course and most practically, there are medical visas.

    H-1B Visas and clinical practice

    You can also use an H-1B if you wish to engage in a clinical practice or engage in graduate medical training. You generally must meet a number of requirements including the following:

    • You must have a license or other authorization required by the state where you will practice;
    • You must have an unrestricted license to practice medicine in your country or have graduated from a foreign or US medical school; and
    • You must passed the appropriate examinations.

    Licensing

    As mentioned above, you must be properly licensed. All states require physicians to be licensed to practice medicine, including physicians working in residency or fellowship programs. Some states do not permit physicians to sit for USMLE Step 3 prior to engaging in graduate medical training and in such states the J-1 visa is the main option.

    The H-1B requirements of the 1990 Act also require a physician to show that he or she possesses a state license "or other authorization" in order to perform patient care as well as a full and unrestricted license to practice in a foreign country or proof of graduation from a foreign medical school.

    Note that some states will not issue a license without proof of the issuance of a visa. The Catch-22 can be avoided by getting a letter from the state licensing board documenting that the only thing standing in the way of issuing a license is the visa itself. Usually this letter will satisfy USCIS.

    Examinations

    As noted above, a physician needs to have passed one of the required medical examinations:


    • Federation Licensing Examination (FLEX) parts I and II, or an "equivalent examination as determined by the Secretary of Health and Human Services";
    • National Board of Medical Examiners (NBME), Parts I, II and III;
    • or The United States Medical Licensing Examination (USMLE), Steps 1, 2 & 3


    For many years, the USMLE has been the exclusive examination. Passage of earlier examinations is still recognized, but "mixing and matching" of examinations is not permitted for H-1B purposes. Note that the Licentiate Medical Certificate of Canada is NOT equivalent to the FLEX or USMLE for H-1B purposes.


    • Physicians are also required to document competency in English and passage of the Test of English as a Foreign Language will suffice for this purpose.

    Exceptions

    Doctors who have graduated from US medical schools only need to show they have graduated from a US medical school and that they possess the appropriate state license. Also, most of the above requirements above are waived for doctors who are of national or international renown in their area of specialization and who have graduated from a foreign medical school.
    his other points?

    I'm in favor of taking down the pharmaceuticals a few pegs; it's our retarded patent laws that mostly cause the problems in that regard.

    co-ops (I'm assuming insurance co-ops?) would lack the ability to compete with the giants and would have acceptance issues when people try to go out of their local area for care. if he's talking about community clinics of sorts then sure, they could assist in providing some cheaper common/low-level care, but remember it's medical emergencies that are bankrupting Americans more than any other cause.

    pooling across state lines is an issue I'm not versed in well enough; however I'm sure a government option would be pooling across state lines ^_^

    If you really want competition without outright disbanding the major carriers, you shouldn't be opposing a government option. if the private sector free market is so wonderfully efficient, then in a few years of actually having to compete they'll be taking back the people the government was covering, which will in turn alleviate potential debt/tax related governmental issues.

  15. #935
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    but yeah, an interesting quip from wiki about foreign doctors:

    Brain drain has cost Africa over $4 billion in the employment of 150,000 expatriate professionals annually.[67] According to UNDP, "Ethiopia lost 75% of its skilled workforce between 1980 and 1991," which harms the ability of such nations to get out of poverty. There are more Ethiopian doctors in Chicago than there are in Ethiopia.[68]

  16. #936
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    Quote Originally Posted by SwampdonkeyPLD View Post
    Is 70% of the costs of all those procedures covered by the HDHP plan?
    well, if you go to a doctor for a checkup, then no.
    But if you end up in a hospital for a heart transplant, then yes.

  17. #937
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    Quote Originally Posted by guartz View Post
    well, if you go to a doctor for a checkup, then no.
    But if you end up in a hospital for a heart transplant, then yes.
    Right so HSA's will be knocked out by Obamacare then.

  18. #938
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    Beckwin, to take the licensing exams, you need proof of U.S residency, and a citizenship for USMLE. Which we already established in out last conversation. Only viable alternative is getting married, military service or J-1 waiver (which is issued at discretion, based on need) and does NOT guarantee residency in USA.

  19. #939
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    Quote Originally Posted by SwampdonkeyPLD View Post
    Right so HSA's will be knocked out by Obamacare then.
    depends on how it's interpreted then, I suppose.

  20. #940
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    Quote Originally Posted by Rhinox View Post
    Yeah. Swampy I had high hopes for you.

    Allow me to wake up in the middle of the night just to have a belly laugh at this. f u c k i n g l o l !

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