System:
nVidia 9600GT 512MB
Athlon 64 X2 5200+ (2.7ghz)
Windows Vista Ultimate x64 SP2
4GB DDR2

FFXI Settings:
1280x800 Overlay Res
2048x2048 Background Res
Sounds Enabled: 8

I've never really had a problem with this before, at all really. I don't know if it's my video card or if it's something else. I tried to run a filecheck on FFXI and it stopped at like the 20th file and just froze everything. I tried logging into whitegate (MH area, highly populated) at 1280x800@2048x2048 and I crashed before I even got out of black screen (4 consecutive times). I lowered settings to 1024x600 and 1024x1024 to see if that would help, and now I'm able to login and move around, but zoning causes me to crash.

Any specific information I need to help with a diagnosis? Also my card is running at 38C.