3-D work around? please help

[Fottiti]

which?

In your post you said you'd get a prompt after entering CC/billing details, all I get is the error screen saying my card isn't 3d secured. When do I need firefox opened, and is it only verifiedbyvisa.com that needs to not appear on noscript whitelist or can other variations like visa.com affect it? I'm using 3V prepaid card

As for this causing problems with billing, it won't. SE only implemented this to avoid a fee when people chargeback afaik. There is no need for a 3d card when entering information on an NA PS2 as there is a much lower chance of a chargeback happening. Its most definitely not used as a security measure on the customer's behalf.

[rog]

In your post you said you'd get a prompt after entering CC/billing details, all I get is the error screen saying my card isn't 3d secured. When do I need firefox opened, and is it only verifiedbyvisa.com that needs to not appear on noscript whitelist or can other variations like visa.com affect it? I'm using 3V prepaid card

It won't work with your card then, sorry. But yes, just verifiedbyvisa.com.

[Fottiti]

If i call them up what info is needed for them to verify the account so they can enter the details for me?

[ramp]

I've tried with another prepaid visa (entropay) and my own mastercard, both which get the same error as above. UCS-5313

It doesn't ever open the page at all.

[Shenrien]

If i call them up what info is needed for them to verify the account so they can enter the details for me?

full name on the account
address
city
zip
old card #
CIV on your old card
your new card number
your new CIV
and the CD key for your account - Optional

I put optional because every time I'm asked this, I don't have my CD key anymore because I lost the piece of paper it was on, and they said 'oh that's not a problem' I dont see why they bother asking if it's not a problem.

[Sonomaa]

I tried doing it with firefox and it was failcannon, I did it with IE and it worked fine, just dont go anywhere else and youll be safe.

[Shamaya]

There are various WalMart / 7/11 etc Visa prepaid giftcards that will allow you to register w/ verified-by-visa / 3D secure. I don't know the details on which ones do, but I know they exist.

[Fottiti]

I tried doing it with firefox and it was failcannon, I did it with IE and it worked fine, just dont go anywhere else and youll be safe.

What plugin/blocker did you use for IE?

[Bugpop]

Me and lots of other people have been doing it without trouble for months now.

"It's okay to circumvent 3d secure because a lot of other people do it"
"It's okay to circumvent 3d secure because I've done it for months and haven't gotten in trouble"
"It's okay to circumvent 3d secure because SE is just trying to prevent unauthorized charges but my charges are authorized"
"It's okay to circumvent 3d secure because it's so easy to do it. If it was not okay, then it wouldn't be easy to circumvent."

These are all logical fallacies. You're instructed to disable pop-up blockers. You know you're going to get a pop-up to enter 3d-secure information. They intend for you to enter the secure 3-d information. It doesn't serve as a warning so you know when to block it.

SE is trying to prevent fraudulent charges by using this security feature. If it is discovered that the 3d-secure is not working is intended then they will want to fix that. If you can enable a non 3d-secure card then someone with stolen credit card information can too.

A lot of people read the threads in these forums. It is not beyond the scope of imagination that would-be credit card thieves and representatives from SE read these forums too.

I tried doing it with firefox and it was failcannon, I did it with IE and it worked fine, just dont go anywhere else and youll be safe.

Sonomaa, all I can say is that it's bad news. Its not unreasonable to anticipate that once SE gets hit with chargebacks with what they thought were secure-3d cards then they'll lump all accounts that managed to enter in non secure-3d cards in their secure-3d card database and ban them all.

[Not Kuno]

Sonomaa, all I can say is that it's bad news. Its not unreasonable to anticipate that once SE gets hit with chargebacks with what they thought were secure-3d cards then they'll lump all accounts that managed to enter in non secure-3d cards in their secure-3d card database and ban them all.

I hope not because my bank doesn't provide their secure crap and I had to log into a xbox at a friends to do it that way. >.>

[Thorny]

It's not circumventing 3d secure at all, it's forcing the system to take a card that isn't 3d secure. From all the system can see, it's likely the same as if their reps had put your card in manually or it was already there before the 3-d system was added.

... If you could circumvent 3-D secure and use a 3-D card without the password this way, it would be something to worry about. However, you can't.

[rog]

... If you could circumvent 3-D secure and use a 3-D card without the password this way, it would be something to worry about. However, you can't.

You most likely can. Unless you've tried with one, and were unable?

There is no way they can tell how you are entering your cc without it being verified. If you don't play on pc, then it does not need to be verified at all, so all you have to do is use an xbox or ps2 to enter it, and you get the same result. Or you can call them up, and have them manually enter it into the system. Unless you think they're going to ban every single xbox/ps2 user, everyone who has had their card entered in by customer support, and everyone who used the noscript bypass, there is no risk.

[Thorny]

Did you even read what I said? Really?

What you're doing is putting a card that does not have 3-D security enabled into the system, which cannot be differentiated from people who put the card in on xbox/ps2, had it in from older times, did it over the phone/etc in all likelihood. This is nothing to be worried about and will never have consequences.

If you could use a card that had 3-D enabled already without it's password through a bypass like this(which is what I believe Bugpop thinks you're doing), then yes, it would be a concern. But as stated, you cannot.

[rog]

Yes, i read, and understood what you said. I understand what i am talking about doing, and i also think (without any proof) that it would probably work with a card that WAS 3d secured, without entering the password. I'd test it, but i do not have any cards that are elligible for vbv.

[Thorny]

Yes, i read, and understood what you said. I understand what i am talking about doing, and i also think (without any proof) that it would probably work with a card that WAS 3d secured, without entering the password. I'd test it, but i do not have any cards that are elligible for vbv.

It would accept it, but when billing period hit the credit card company's server would reject it due to lack of password and you'd have all sorts of problems.

[Bugpop]

It's not circumventing 3d secure at all, it's forcing the system to take a card that isn't 3d secure. From all the system can see, it's likely the same as if their reps had put your card in manually or it was already there before the 3-d system was added.

... If you could circumvent 3-D secure and use a 3-D card without the password this way, it would be something to worry about. However, you can't.

The playonline terms of service explain that new credit cards must be registered with verified by visa or mastercard securecard. Payment authentication is not supposed to allow non 3d secure cards. Using a hack to force playonline to accept a card that is not registered is circumventing 3d secure. This is an exploit of the playonline program and since it's a real life exploit the consequences may be more severe than just the termination of your account.

There is a data trail that follows this 3d secure authentication. When SE begins to get chargebacks from accounts that they had believed to be 3D secure they will discover the problem. They will perform an audit to determine accounts which are not properly authenticated.

@Everyone who has hacked their way around the 3d secure system
Please find a way to get a 3d secure card and get it registered and please update your payment information and get authenticated.

Attached:
Verified by Visa Introduction
https://partnernetwork.visa.com/vpn/...etrievalId=118
Verified by Visa Overview
https://partnernetwork.visa.com/vpn/...etrievalId=119

[Fottiti]

It shouldn't cause any issues when billing comes around as PS2 users can pay with a 3-d secured card without ever going through the 3-D process. It seems its only implemented as a precaution when entering details onto the registration server as opposed to a one that is actually verifying any payments.

Bugpop believes it was introduced to prevent fraudulent charges, which it will to an extent but its not as if people paying for ffxi with stolen credit cards is a big problem. By having 3-D secure they remove their liability for fraudulent transactions, every time someone does a chargeback without 3-D SE will get a fee from the customer's card company.

[Bugpop]

It shouldn't cause any issues when billing comes around as PS2 users can pay with a 3-d secured card without ever going through the 3-D process. It seems its only implemented as a precaution when entering details onto the registration server as opposed to a one that is actually verifying any payments.

Bugpop believes it was introduced to prevent fraudulent charges, which it will to an extent but its not as if people paying for ffxi with stolen credit cards is a big problem. By having 3-D secure they remove their liability for fraudulent transactions, every time someone does a chargeback without 3-D SE will get a fee from the customer's card company.

It doesn't matter why SE chose to become a 3D Secured merchant. Forcing PlayOnline Viewer on the PC to accept a card that is not Verified by Visa or MasterCard SecureCard circumvents 3D secure. It is not intended.

Entering CC information on the PS2 was already pointed out as an alternative.

[rog]

It doesn't matter why SE chose to become a 3D Secured merchant. Forcing PlayOnline Viewer on the PC to accept a card that is not Verified by Visa or MasterCard SecureCard circumvents 3D secure. It is not intended.

Entering CC information on the PS2 was already pointed out as an alternative.

Just because it is not intended, and should probably be fixed, does not mean it will ever cause anyone a problem. There are 3 different methods of paying with a card that is not verified, i highly doubt they are logging the information needed to tell which was used.

[Bugpop]

Just because it is not intended, and should probably be fixed, does not mean it will ever cause anyone a problem. There are 3 different methods of paying with a card that is not verified, i highly doubt they are logging the information needed to tell which was used.

The information is logged.