1 hour drive is insane if you work more than 4 days a week
and i continue to be astounded by how fuckin cheap some of your apartments cost, fuck
Get it!
Wait
1 hour drive is insane if you work more than 4 days a week
and i continue to be astounded by how fuckin cheap some of your apartments cost, fuck
I voted wait soon as I saw 18 month lease.
I been "on my own" since I was 17, and I can safely say you don't wanna sign a 18 month lease on a half a thousand a month apartment on a new job. But, shit always seems to hit the fan at those kinds of times for me so I might be a little biased here. A little info on the job maybe? Might change my opinion if you say, graduated and needed a bachelor's degree to get said job and it pays around 1.2k+ a month. Also if its in a factory town in this economy job security is freakin crazy, that's how it is here anyway.
Just keep in mind you'll be doin it for a year and a half (unless you can handle the cost of breaking the lease) if you're workin 40+ hours a week.
wait.
Year and a half lease is far far too long. Too much shit could go down then. I don't sign anything over 6months and even then I don't like to. 3months is a nice lease, even better if they go month by month.
Also just stay home and save up the cash, unless like people have said here your home life is shit. If you feel guilty about living at home, give your parents a couple bucks here or there or buy a weeks groceries every month to help out.
Barring an utter collapse of the economy, decent decisions on where to put the 8k+ you'll save on rent alone (let alone food, bills, etc etc) will turn that into like 100k by the time you retire.
Is it just me, or was the OP nearly impossible to read?
Not sure if I should blame french canadia or what.
OT: Wait - paying for the privilege of 40 hours a month of commuting would be retarded. Find a much closer place if you want to move out.
Lease is far too long and the drive is too long. I would say wait and try to find something closer to your work.
Where the hell do you all live that a 1.5 year lease is too long? A 1-year lease is the shortest you can get out here most of the time.
@OP, nothing beats living on your own. Sure, you have to take care of yourself, but you have to do it eventually. Only downside to this place is how far away it is, so if you can find a place that's closer, I'd jump on it.
I've never, ever had a landlord say anything other than a year lease. I rented for close to ten years here in Pittsburgh. If you wanted to lease it longer than that they would accomodate it. But I've never had someone even mention a lease longer than that as a requirement.Where the hell do you all live that a 1.5 year lease is too long? A 1-year lease is the shortest you can get out here most of the time.
In Texas most of the places I've seen have the option of a 6month, 1yr, or a month to month lease. The nicest apartments here offer the same thing.
If your parent's don't drive you nuts, 100% wait. Save up while you live at home, it's ridiculous how fast your money actually saves up when you don't have to pay rent, utilities, bills etc.
Also live in Montreal, so i'm assuming by your description you live somewhere far out from Montreal? Public transport isn't that bad depending on your area, in mornings or afternoons even, you can get from like Laval/St-Dorothy to downtown Montreal in about 1h15min, bus>metro, or bus>train depending on your area, and the rent prices are much cheaper. Train is best if you can get on early, most uninterupted, time to read, listen to music, etc.
I will write a full explanation later, cuz now i'm working, but for those who know montreal here is the situation.
Most of my work is at home, if i have to move to work it would be in Cartierville (near Chomedey) and the appartment is at Mirabel.
Ok here we go.
I currently live with my Parents, i am 24 year old, and i have a good bunch on money in my account, (i cannot tell you how much but i have more then 15k).
MY girlfriend and I live at 45min difference, and she can't move out with me for 2 years due to parents problem (her parents are divorced and if she stays home till she finish school her dad don't have to pay her mom). Anyway
I work as a IT/Network Admin guy and i work at home for like 75% of time (i use VPN for those who knows Networking). When i move to a customer, the fartest one i go is about 38KM from home for about 34min of Car ride.
The place i wanna go is in a City called Mirabel, which is a kind of "Farm village" it's 17min from my Girlfriend's home and about 1h from my current home. The problem with that city is like the nearest Grocery shop is like at 13km from there, but the rest is close.
So the fartest place that i would go (which is the same place as if i was living at home right now) is 48km for 38min, so it's not that much farter.
My big problem like i said, is that since the city is a bit far in the road (15km away from a highroad) is that there is nothing much close, like the Grocery is 13KM from there and all, and since i have to drive from a small road, who knows if it's really taking care of when it snows.
But my real concern is that I started my Job in January 2010, even tho the job i have will never have a "permanace assurance" so i don'T know how long i can work there, of course if i do a good job he will keep me. But you never know when you start a new job.
Also the 18months lease is simple, the appartment suppose to be 600, but some girl manage to get it for 550 and broke her contract at half the year, so the guy said instead of going back to 600 or keep it at 550 for half a year, i will give it to you for 550 for 18months. So until july 2011.
So that is the full story, now you can judge easieralso i don't have living with my parrent,s i just wish i could get closer to my Girlfriend.
Added to OP
Well the girlfriend thing muddies the water a little. But I would still say stay where you're at for now.
I'd say get the hell out of Quebec, and move to a real province.
You definately have more options than to simply rent an apartment. Take your time, and weigh them. During this time youll be working at this new job. After 3 months have that conversation with your boss to see how well your doing. Be Honest and tell him/her that you are hoping to spend some money on a house, engagement ring, w/e. And you wanted to know how secure your position is so that you would be able to gauge the investment that you can handle.
Then hope you dont have a dick of a boss, who says your ok... you go out and purchase a 11k engagement ring to give to your girlfriend during a vacation to disney world, on new years eve... only to find out that every guarantee he gave you will be for nothing. You, and many, others got laid off just before christmas vacation. Leaving you jobless for 2 months with rent and a 6k balance on an engagement ring that you are panicing over getting repossessed.
I didnt vent on you for nothing, its so that you understand something. Even if you are doing good work. Even if you have that conversation with your boss about your future with the company. Your job is never secure. You will be out of work, at the worst times. There will be times that are very difficult, and knowing these times will exist... do not let them hold you back. Just like with me, I found a new job. It wasnt the best job, but it saved the engagement ring. It payed the rent. It payed for the vacation to Disney World as well. Now i am married, and i have learned this lesson well.
If you feel that moving into an apartment/condo will be good for you. If there is something to gain over the status quo... do it. Dont worry about being 100% ready. Dont worry about being 100% safe.
If I had 15k, I'd probably be making a down payment on a house.
ftfy. hahahha
Condos are nice though, and they tend to be less money than an entire house. Less upkeep as well because the snow/leaves/painting/windows/garbage and all that are taken care of for you. Finding a nice one where you arent living 20 feet from the next unit is key though. Its not easy to find a good condo, but once you do youll see they are very nice.
Oh, and with that 15k down payment you can actually get the monthly mortgage down to 600-700 dollars (or so). aka, youll be able to get it down to what you would be paying for rent in most places. But this way your not throwing your money away on rent, you own that shit.
It sounds like you wouldn't necessarily have this problem given the description of roadway access and such but consider also that an hour drive normally can be double that in traffic, if you have to go through high traffic areas.
Long distance drives for work are a bitch. I'm lucky to be able to ride a reliable commuter rail so I can unwind; I'd go apeshit if I had to drive it every day and deal with morons on the road both before and after morons at the office.
All this aside being able to not pay rent is a huge boon to your financial flexibility.
Strange, just today my Soc Professor said something along the lines of: one of the most powerful indicators of happiness is the closeness of your job to your home. Granted if that's a real stat and not something she just pulled out of her ass it still is probably just based of a statistical correlation and nothing more.