Insurance Rates ranking by state

[Sqwunk]

I can fairly officially say NH is full of whites and chinese (my towns population is only 10,000 and we have like 8 chinese restaurants) With very few Blacks, Hispanics, and whatever else. It's still not a great idea to go without insurance here just because you can, cause if you get pulled over in vermont, maine, mass, or anywhere else, you're screwed.

[archibaldcrane]

Considering that New Hampshire does not require insurance (The only State that doesn't I might add), I would give little creedence to that assumption.

Kind of funny how a State that does not mandate insurance is one of the lowest. Well, not funny. To be expected actually.

Go go NH!

You act as if "price of insurance" is the only factor in whether a state should require that drivers have car insurance.

It's fucking hilarious.

I'd rather pay a bit more per year to be more confident that the other drivers on the road can be financially responsible for the damage their crashes cause.

[Zelas]

Stop acting so righteous. While ethnicity may directly play no role in actual accidents, statistics back up the notion that white drivers have fewer accidents, and insurance companies are allowed to use this information in assigning premiums.

I don't know if you posted the wrong info on accident but, white drivers DYING less in accidents is no indication that they have fewer accidents. Besides you can't make that argument basing it solely on fatal accidents, probably the least common type of accident.

[Pirian]

I don't know if you posted the wrong info on accident but, white drivers DYING less in accidents is no indication that they have fewer accidents. Besides you can't make that argument basing it solely on fatal accidents, probably the least common type of accident.

Oops yeah, the information that is relevant is still in there but I don't want to write it out again since it doesn't copy and past easily.

http://www.nhtsa.dot.gov/people/inju...nicity.html#T5
There's a direct link to the graph that is related to this.

[Lucavi]

About $650 a year here - Maryland. I'm not surprised with Baltimore being a part of our state.

[Zelas]

Oops yeah, the information that is relevant is still in there but I don't want to write it out again since it doesn't copy and past easily.

http://www.nhtsa.dot.gov/people/inju...nicity.html#T5
There's a direct link to the graph that is related to this.

yeah... the whole article is about fatalities bro

Ethnicity and Alcohol-Related Fatalities:
1990 to 1994

and its outdated >_>

[Pirian]

yeah... the whole article is about fatalities bro


and its outdated >_>

How are fatalities not relevant? It's still factored into the equation.

Also it is only used as an example of what the insurance company spends millions on, and that's statistical discrimination.

[ZarakiKujata]

I feel like everybody Pirian is responding to is completely clueless as to how car insurance companies operate..