Where to put my money

[MF Perm tha Fineass]

Graduated college, been in the working field for about 1.5 years now and I’m finally starting to amass some cash. The problem, I have debt and I’m trying to figure out if I should throw everything I have at the debt or invest into something (stocks, 401k, real estate, start up venture (meh)) that would enable me to tackle the debt faster.

What I have:

Checking: $20,000+
Savings (emergency fund): $3,000+
School debt: $63,000 (spent 2 years blowing money in art school, eventually wised up and switched majors)
Gross annual income: $55,000

Currently paying double on my school debt each month and the house is cheap as hell so I have plenty of money left over each month.

Here are some options I’ve thought of:

A) Throw everything I can at the debt and pay it off as fast as possible. Temporary stop all retirement investing. No fun shit for years (out to dinner, games, bitches, etc.). Drop the emergency fund down to $1,000. Pay off school debt roughly 4 years.
B) Continue to pay double payments monthly on school debt, and continue to invest into retirement. Do side jobs. Pay off 10+ years
C) Start buying cheap ass properties for 40k a pop and flip them. Risky as fuck, but if all goes well I could be making some serious cash. Talked to a guy the other day (whether he is bull shitting or not) and said he made $250k last year flipping properties.

Do you know what toxic shock syndrome is? If so, do you know the risks associated with the disease? If not, did you know that toxic shock syndrome can be fatal? If you're not reading that small pamphlet that comes in with your tampons you should. Even if you think you know everything about the little known and understood disease.

The number of toxic shock cases have dropped from its peak in 1980 at 813 cases (38 fatalities) to 6 in 1997. However, women are still uninformed about the disease. But, according to an article on MSNBC, women should not be afraid of tampons, just educated.

"Currently, menstrual toxic shock represents only about half of all cases of toxic shock in the U.S.," says Dr. Paula Hillard, professor of Obstetrics and Gynecology at the Stanford University School of Medicine. To lower your own risk, use tampons of the minimum absorbency your flow requires and alternate regularly with a pad. "Women should know signs and symptoms of TSS but not be freaked out by tampons," says Hillard, noting that U.S. Food and Drug Administration regulations require warning signs to be included with tampon packaging.

Alternatives are available, though they're not for everybody.

Silicone cups are an appealing alternative for some women. The cups hold menstrual blood rather than absorbing it like a tampon does-and, with no paper waste, they're more environmentally friendly. "The Keeper" has been FDA-approved, though it is not as well-tested as tampons. Theoretically, it carries some risk of TSS as tampons do. If the cup fits you well and you experience no leakage, you may like it.

Another option is stop the flow at its source. The birth control pill Lybrel became available in July 2007; in addition to preventing pregnancy, it's designed to virtually eradicate monthly periods (though not without some controversy). Speaking strictly in medical terms, Hillard says, "Current evidence indicates that the pills are not unsafe for most women, and for women with moderate or severe pain with periods ... the reduction of [menstrual cycles] can be a major benefit."

[Meat]

tell me more

[Meat]

all this talk about period blood is making me hungry

[Meat]

does anyone know where to get some good black pudding in nyc?

[MF Perm tha Fineass]

toxic shock syndrome leads to toxic cock syndrome

[Meat]

once gave this bitch a toxic sanchez

[MF Perm tha Fineass]

thats a dirty sanchez but when you have e. coli right

[Meat]

no it's where you pull out and draw a happyface on her ass using the anus as the nose

[Ansems]

hey art

[Ragnell]

lmao

[Meat]

hi geni

[Ansems]

Hows yer dad?

[Meat]

he's depressed

[Meat]

my mom doesnt understand the phrase consenting adults

[#686578]

In my mom

[Foras]

the fuck is going on in here? I come home and there is nothing but shit in here

[Qalbert]

well yeah, with such a shitty OP of course its gonna be shitty, now get the fuck out

[Zalius]

Graduated college, been in the working field for about 1.5 years now and I’m finally starting to amass some cash. The problem, I have debt and I’m trying to figure out if I should throw everything I have at the debt or invest into something (stocks, 401k, real estate, start up venture (meh)) that would enable me to tackle the debt faster.

What I have:

Checking: $20,000+
Savings (emergency fund): $3,000+
School debt: $63,000 (spent 2 years blowing money in art school, eventually wised up and switched majors)
Gross annual income: $55,000

Currently paying double on my school debt each month and the house is cheap as hell so I have plenty of money left over each month.

Here are some options I’ve thought of:

A) Throw everything I can at the debt and pay it off as fast as possible. Temporary stop all retirement investing. No fun shit for years (out to dinner, games, bitches, etc.). Drop the emergency fund down to $1,000. Pay off school debt roughly 4 years.
B) Continue to pay double payments monthly on school debt, and continue to invest into retirement. Do side jobs. Pay off 10+ years
C) Start buying cheap ass properties for 40k a pop and flip them. Risky as fuck, but if all goes well I could be making some serious cash. Talked to a guy the other day (whether he is bull shitting or not) and said he made $250k last year flipping properties.

hi slave