_Adult children up to age 26 will be able to receive dependent coverage with all individual and group policies.
_ Lifetime limits on the dollar value of insurance coverage will be prohibited. This refers to how much your insurance coverage pays out to cover claims.
_ Restrictions will be placed on annual limits for coverage, a practice that will prohibited in 2014.
_ Insurers will be prohibited from rescinding or canceling coverage except in cases where the customer commits fraud.
_ Insurers will not be able to exclude children from coverage because of a pre-existing condition, but they can require parents to sign up kids only during a fixed annual enrollment period to ensure they don't wait until a child gets sick to buy coverage.
_ Insurers will be required to provide preventive care like immunizations or mammograms without charging co-pays or other forms of cost sharing. Some may not have to comply with this element if their coverage existed March 23 and has not changed substantially.
Several provisions of the complex law started unfolding in the weeks after President Obama signed it. For instance, people with Medicare prescription drug coverage are receiving $250 rebates once they reach a gap in their coverage known as the "doughnut hole."
Enrollment has started in some states for temporary insurance that will cover people with pre-existing medical conditions who have been uninsured for at least six months. Some small businesses that offer employee health coverage can seek tax credits that will apply for this year.
The law will continue to develop over the next several years. In 2011, insurers will be required to offer rebates if they don't spend a minimum percentage of their premiums on medical costs. Details of that provision are still being worked out.
Some of the biggest reform provisions start in 2014.
By then, Medicaid will be expanded to reach more people. Most citizens and legal residents will be required to have health care coverage, and many will receive help from the government through income-based tax credits when they shop for coverage on health insurance exchanges.