Thank you for contacting PayPal.
I reviewed your account carefully to check why you are unable to use
your card and saw that you were trying to pay a $20.00 USD transaction
with your credit card. It appears that this particular payment cannot be
funded by a credit card because of our security model.
I would like to assure you that there is nothing wrong with your credit
card or your PayPal account. As part of our commitment to protect you
and all our customers, we review all transactions that go through us.
This payment got declined because we detected that it might not be safe
for you to use your credit card for this transaction. Don’t worry. I
assure you that it’s just for this particular transaction. You can still
use your credit card for your future transactions.
I'll be glad to hear from you if you need clarification. Just give us a
call and we will try our best to give you immediate answers. Thank you
for choosing PayPal for your online payment needs. We appreciate your
business.