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  1. #1
    Smells like Onions
    Join Date
    Jan 2009
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    9
    BG Level
    0

    Billing

    I quit / cancelled my FFXI account over 2 years ago and haven't touched it since. Last week, a charge for $58.90 from SquareEnix showed up on my credit card. I called my bank and told them that was a fraudulent charge. My bank performed a chargeback on them since I had not authorized that transaction. I later got an email from PlayOnline informing me of said chargeback and that my account would be suspended, not that I care since I stopped playing 2 years ago.

    How messed up is their billing system that they will bill a customer for a large amount over 2 years after service was rendered? This seems more malicious (and illegal) than accidental. "Hey, this guy hasn't subscribed for 2 years, let's see if we can take $60 from him without him noticing. It's not like we'd lose a customer since he already quit."

  2. #2
    D. Ring
    Join Date
    Jul 2008
    Posts
    4,529
    BG Level
    7
    FFXI Server
    Phoenix

    Potentially hacked and had your CC info on the account still?

  3. #3
    Sea Torques
    Join Date
    Feb 2009
    Posts
    510
    BG Level
    5
    FFXI Server
    Valefor

    http://www.ffxiah.com/player.php?id=18607

    Assuming that's you, looks like someone was on your character last month.

    Now go write SE a letter of apology.

  4. #4

    ▲▲

    Join Date
    Aug 2005
    Posts
    6,803
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    FFXIV Character
    Pikarya Saisei
    FFXIV Server
    Excalibur

    Lemme take a shot in the dark. No authenticator?

  5. #5
    Telliani
    Guest

    Lemme take a shot in the dark. No authenticator?
    I'm assuming that since he stopped playing 2 years ago, he wouldn't have bought one...


    At least you noticed this, I often forget to double check my bills at the beginning of the month, and will from time to time double check things only when someone leaves a post here about something.

    that seems odd though, though i guess best now with the account being suspended it won't happen again.

  6. #6
    Smells like Onions
    Join Date
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    Well, I don't think I owe them an apology. I never authorized them to charge my card, and they did. But wow, someone evidently did steal an old stale account. Given the gap between me using the account, I have no idea how whoever that is got the account information.

    It doesn't seem like they extracted the account information from me in anyway with a keylogger or anything of the sort since it was nearly 2 years between my typing of that information and that Auction House evidence from FFXIAH. Perhaps it was extracted directly from a PlayOnline / SE database. Scary thought.

    Interesting that they were able to charge me though. My credit card had expired and was reissued between now and then with a new expiration date. Evidently they don't need a valid expiration date to charge you? What the heck is the expiration date for then, exactly? They billed me for 5 months at once too. Odd.

  7. #7
    Cerberus
    Join Date
    Apr 2008
    Posts
    403
    BG Level
    4

    I bought a couch at The Brick about 16 years ago. If The Brick had charged me 60 dollars on my CC this month, and somebody made a snide comment to me such as "No authenticator? ", I would have punched them in the face. Twice.

  8. #8
    I Have The Clap Again
    Join Date
    Oct 2006
    Posts
    5,847
    BG Level
    8

    It doesn't matter if you authorized them to charge you or not. If someone has your info they can just go to Reactive Content ID if you never took your CC off when you quit and they get to play xi on your dime.

  9. #9
    Nidhogg
    Join Date
    Jul 2006
    Posts
    3,999
    BG Level
    7

    If you canceled your POL account(Not just your FFXI content IDs) you could have avoided leaving your credit card exposed

  10. #10
    Pandemonium
    Join Date
    Jul 2008
    Posts
    4,875
    BG Level
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    FFXI Server
    Bismarck

    Quote Originally Posted by Eanen View Post
    It doesn't seem like they extracted the account information from me in anyway with a keylogger or anything of the sort since it was nearly 2 years between my typing of that information and that Auction House evidence from FFXIAH. Perhaps it was extracted directly from a PlayOnline / SE database. Scary thought.

    Interesting that they were able to charge me though. My credit card had expired and was reissued between now and then with a new expiration date. Evidently they don't need a valid expiration date to charge you? What the heck is the expiration date for then, exactly? They billed me for 5 months at once too. Odd.
    You are a stupid dipshit, and should apologize to everyone -- not just SE -- for existing.

    If you don't understand why, re-read what I've quoted, do some Googling, and become cognizant of your idiocy.

    I'll be waiting.

  11. #11
    Smells like Onions
    Join Date
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    I don't know what I said to warrant such attacking, aggressive, and rude language towards me. I just wanted to share my experience with others. TheMysteriousX did some research and found out that it looks like a stolen account and not a complete billing error. So the underlying issue was solved.

  12. #12
    New Merits
    Join Date
    Jan 2009
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    Ragnarok

    Kohan was raped by his father when he was young, it has made him an angry person. You can ignore him.

  13. #13
    Sea Torques
    Join Date
    Jul 2007
    Posts
    543
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    Bismarck

    Quote Originally Posted by Eanen View Post
    I don't know what I said to warrant such attacking, aggressive, and rude language towards me.

    You're not used to hearing the truth are you?

    It's your credit card and your account.

    Yet, in three posts, you've managed to blame SE (for fraud and theft), an "unknown" third party (for theft), the credit card company (for incompetence) and BG posters (for rudeness.)

  14. #14
    I Have The Clap Again
    Join Date
    Oct 2006
    Posts
    5,847
    BG Level
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    Quote Originally Posted by Eanen View Post
    I don't know what I said to warrant such attacking, aggressive, and rude language towards me.
    It's bg?

  15. #15
    Hydra
    Join Date
    Jul 2008
    Posts
    148
    BG Level
    3
    FFXI Server
    Ramuh

    I doubt Kohan is even old enough to apply for a credit card.

  16. #16
    Ranger
    9900klub

    Join Date
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    9,976
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    Sonomaa Kihten
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    Gilgamesh
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    Bahamut
    WoW Realm
    Durotan
    Blog Entries
    12

    Quote Originally Posted by Eanen View Post
    I quit / cancelled my FFXI account over 2 years ago and haven't touched it since. Last week, a charge for $58.90 from SquareEnix showed up on my credit card. I called my bank and told them that was a fraudulent charge. My bank performed a chargeback on them since I had not authorized that transaction. I later got an email from PlayOnline informing me of said chargeback and that my account would be suspended, not that I care since I stopped playing 2 years ago.

    How messed up is their billing system that they will bill a customer for a large amount over 2 years after service was rendered? This seems more malicious (and illegal) than accidental. "Hey, this guy hasn't subscribed for 2 years, let's see if we can take $60 from him without him noticing. It's not like we'd lose a customer since he already quit."
    Dear Fuckwit,
    Nobody Cares.
    Hugs and Kisses,
    ~Nomaa.

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